Best, J., & Best, E. (2016). The shifting landscape for student loans. Society, 53(1), 51-55. doi:10.1007/s12115-015-9972-5
This scholarly article discusses how student loan policies are leading to repayment problems for graduate students. It discusses how the majority of policy proposals are set up for students with higher loan balances rather than those with lower balances. Furthermore, they are set up for students who are more likely to earn enough to pay back loans within recent years of graduating such as those pursuing graduate or professional degrees. The authors then discuss how some policies are causing students to default on their loans, which they argue makes students prone to more future financial setbacks. According to the article, about a third of under-30 aged borrowers in repayment are delinquent on their loans. It concludes with a strong statement acknowledging that there are many different types of proposals to forgive student-loan debt, but stating that they fail to be accompanied by realistic estimates. The authors discuss a compelling argument by using appropriate amounts of credible claims in their article. However, this article could really benefit from backing up these claims with more demographic and statistical data to fully support their points. This article was beneficial to my research because it made me see that issue with repayment problems can directly correlate to what type of college degree students pursue.
Black, R., & Huelsman, M. (2012).
This scholarly article discusses how student loan policies are leading to repayment problems for graduate students. It discusses how the majority of policy proposals are set up for students with higher loan balances rather than those with lower balances. Furthermore, they are set up for students who are more likely to earn enough to pay back loans within recent years of graduating such as those pursuing graduate or professional degrees. The authors then discuss how some policies are causing students to default on their loans, which they argue makes students prone to more future financial setbacks. According to the article, about a third of under-30 aged borrowers in repayment are delinquent on their loans. It concludes with a strong statement acknowledging that there are many different types of proposals to forgive student-loan debt, but stating that they fail to be accompanied by realistic estimates. The authors discuss a compelling argument by using appropriate amounts of credible claims in their article. However, this article could really benefit from backing up these claims with more demographic and statistical data to fully support their points. This article was beneficial to my research because it made me see that issue with repayment problems can directly correlate to what type of college degree students pursue.
Black, R., & Huelsman, M. (2012).