Question Three: Ongoing Struggles for Civil Rights Since the 1960s the Civil Rights Movement created many changes for African Americans in the United States. The Civil Rights Movement created new laws, amendments, and governmental changes to help better the lives of African Americans. However, discrimination throughout America continued through housing, mass incarceration, and zip-code profiling. The New Jim Crow is one example of how African Americans are still struggling with civil rights issues. The New Jim Crow is the discrimination in the criminal justice system of African Americans along with other minorities. Police officers are using the “War on drugs” as a means to mass incarcerate anyone proven guilty of possessing or selling drugs.
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This means that if someone lives in a low-income area they will pay more interest on loans, pay more for groceries, or pay more utilities. David Fergus points out that auto insurance is also charging a “ghetto tax,” making it more expensive to have insurance on a car that is from a low-income community. This is known as zip code profiling, insurance companies are charging more for their services if someone lives in a majority African American neighborhood. In majority white neighborhoods, costumers are paying at least 35 percent lower rates than others (Fergus, 278). California motorists have had their insurance rates go up my almost half, making California the highest auto insurance paying state in America. Proposition 103 was a insurance reform act that cut insurance rates by 20 percent and banned “zip code profiling,” using driving experience and other cohorts to calculate the price. I believe more states should stop redlining and zip code profiling, in cities like New York it is almost impossible to have an affordable auto insurance bill. Zip code profiling is seen in every city, not only does it effect insurance rates but also effects, gas, food, electricity, and even the cost of riding bus or …show more content…
Discrimination within our politics, our subconscious, and our businesses has let racial inequality run wild. African American civil rights issues are seen throughout every city, and until a change is made, society will still be faced with these
This means that if someone lives in a low-income area they will pay more interest on loans, pay more for groceries, or pay more utilities. David Fergus points out that auto insurance is also charging a “ghetto tax,” making it more expensive to have insurance on a car that is from a low-income community. This is known as zip code profiling, insurance companies are charging more for their services if someone lives in a majority African American neighborhood. In majority white neighborhoods, costumers are paying at least 35 percent lower rates than others (Fergus, 278). California motorists have had their insurance rates go up my almost half, making California the highest auto insurance paying state in America. Proposition 103 was a insurance reform act that cut insurance rates by 20 percent and banned “zip code profiling,” using driving experience and other cohorts to calculate the price. I believe more states should stop redlining and zip code profiling, in cities like New York it is almost impossible to have an affordable auto insurance bill. Zip code profiling is seen in every city, not only does it effect insurance rates but also effects, gas, food, electricity, and even the cost of riding bus or …show more content…
Discrimination within our politics, our subconscious, and our businesses has let racial inequality run wild. African American civil rights issues are seen throughout every city, and until a change is made, society will still be faced with these