Silver Level Of Benefits Analysis

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These plans are designed to help the consumer find the right plan. Each plan has is unique characteristics, they are designed to fit most circumstances. However, individuals must be aware of the medical needs they require or intend to use, this will help one decide the proper plan. Whereas for a single, not married individual, who does not have a family, selecting a plan becomes an easier decision. This is the category the writer falls into. For such situation, the silver plan is the right choice. Silver Level of Benefits or Silver Plan is a health benefits plan with average of 30% cost-sharing, when accounting for deductibles, copayments, and coinsurance as applied to in-network services (Kongstvedt, 2013). This type of plan allows, the mentioned individual, to …show more content…
Protecting a family for this particular situation is not required. Above all, it is also very comforting to know that all plans, this to include the silver plan, have a core set of medical health assistance. Such as checkups, emergency care, prescription drugs and preventive care (U.S. Centers for Medicare & Medicaid Services, 2015). These are all great options that helped the writer make a decision. More importantly, the options on these plans give everybody a great opportunity to balance their health care needs and budgets.
In either event, the writer feels there is no need to use medical services more than once a year, therefore choosing the silver plan will help balance care and out-of-pocket costs. The bronze plan was the second choice, but as the body gets older, one must be aware that more visits to a personal physician are just around the corner. Each individual must make their selection according to needs and affordability. Either way, there is no reason not to choose a health care plan.
Difficulties Choosing a Plan. The health care market is a very

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