The most significant differences in liability composition for 2014 for Mid Penn Bancorp, Inc. versus its peer group of banks with between $500 million to $1 billion in assets:
Mid Penn Bancorp, Inc. has a higher proportion of interest-bearing deposits - 76.40 percent of total liabilities and capital versus 66.13 percent for the peer group.
Mid Penn Bancorp, Inc. has a higher proportion of other borrowed funds - 7.01 percent of total liabilities and capital versus 3.60 percent for the peer group.
The most significant differences in components of the Report of Income for 2014 for Mid Penn Bancorp, Inc. versus its peer group of banks with between $500 million to $1 billion in assets:
Mid Penn Bancorp, Inc. has a lower proportion of total noninterest income - 0.39 percent versus 1.07 percent for the peer group.
Mid Penn Bancorp, Inc. has a lower proportion of total noninterest expense - 2.68 percent versus 3.09 percent for the peer group.
ROE is defined as net income divided by total equity capital. Mid Penn’s ROE increased from 9.58% in 2013 to 10.7% in 2014. Mid Penn’s ROE increased …show more content…
Federal regulators have five capital-adequacy categories for depository institutions determined by the ratios illustrated in the clustered column chart titled “Mid Penn 's Capital Adequacy Ratios for 2014 and 2013” in the appendix. In 2013 and 2014, Mid Penn’s ratios placed the BHC in the well-capitalized category. Their leverage ratio was 7.46% in 2014, slightly below the 7.50% level in 2013. Their Tier 1 risk-based capital ratio was 10.16% in 2014, up from 9.91% in 2013. Mid Penn’s total risk-based capital ratio was 11.38% in 2014, above the 11.12% of 2013. Their peer groups ratios were as follows: leverage ratio of 10.39%, tier 1 risk-based capital of 14.44%, and total risk-based capital of 15.59%. Maintaining the foregoing capital ratios implies a well-capitalized institution, meaning Mid Penn can continue to operate with no significant regulatory restrictions on its
Mid Penn Bancorp, Inc. has a higher proportion of interest-bearing deposits - 76.40 percent of total liabilities and capital versus 66.13 percent for the peer group.
Mid Penn Bancorp, Inc. has a higher proportion of other borrowed funds - 7.01 percent of total liabilities and capital versus 3.60 percent for the peer group.
The most significant differences in components of the Report of Income for 2014 for Mid Penn Bancorp, Inc. versus its peer group of banks with between $500 million to $1 billion in assets:
Mid Penn Bancorp, Inc. has a lower proportion of total noninterest income - 0.39 percent versus 1.07 percent for the peer group.
Mid Penn Bancorp, Inc. has a lower proportion of total noninterest expense - 2.68 percent versus 3.09 percent for the peer group.
ROE is defined as net income divided by total equity capital. Mid Penn’s ROE increased from 9.58% in 2013 to 10.7% in 2014. Mid Penn’s ROE increased …show more content…
Federal regulators have five capital-adequacy categories for depository institutions determined by the ratios illustrated in the clustered column chart titled “Mid Penn 's Capital Adequacy Ratios for 2014 and 2013” in the appendix. In 2013 and 2014, Mid Penn’s ratios placed the BHC in the well-capitalized category. Their leverage ratio was 7.46% in 2014, slightly below the 7.50% level in 2013. Their Tier 1 risk-based capital ratio was 10.16% in 2014, up from 9.91% in 2013. Mid Penn’s total risk-based capital ratio was 11.38% in 2014, above the 11.12% of 2013. Their peer groups ratios were as follows: leverage ratio of 10.39%, tier 1 risk-based capital of 14.44%, and total risk-based capital of 15.59%. Maintaining the foregoing capital ratios implies a well-capitalized institution, meaning Mid Penn can continue to operate with no significant regulatory restrictions on its