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8 Cards in this Set
- Front
- Back
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What are the 3 key financial indicators?
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Asset Quality
Funding Income Statement (P&L) |
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Asset Quality
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Loan Growth
% Breakdown of loans by type Impaired loans / total loans Impaired loans (or net impared) / capital Loan loss reserves / Impaired loans Derivatives & trading portfolio analysis |
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Funding
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Funding sources: % retail, % FX deposits
Liquid assets / deposits Loans / deposits BIS tier one ratio Size of capital |
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Income Statement (P&L)
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Return on equity/assets
Net interest margin Pre-provision operating profit / assets % Earnings at risk (trading etc) Operating costs / operating revenues Impaired Loan Provision / Net Interest Incomes |
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Key Risk Factors
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Operating environment
Financial fundamentals Management Support |
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Operating environments
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Macro-economic
Competitive environment Regulation and supervision |
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Financial fundamentals
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Statement logic
Business risk Performance risk Funding Risk |
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Support
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Lender of last resort
Existing shareholder New shareholder? |
