E5

Front 1

Basic Allowance
for Housing-I
(BAH-I)

Back 1

Housing allowance paid to members on
active duty. BAH-I will vary depending on
the grade in which serving or appointed for
basic pay purposes, dependency status, and
geographical location of the permanent
duty station (PDS) assigned.

Front 2

Basic Allowance
for Housing-II
(BAH-II)

Back 2

Housing allowance paid to members in
specific circumstances, such as reservists
on active duty less than 20 weeks,
members in confinement, etc. BAH-II does
not vary by geographic location.

Front 3

Basic Allowance
for Housing-
Difference
(BAH-DIFF)

Back 3

Housing allowance paid to members for the
purpose of paying child support. It is only
available to members with dependent
children.

Front 4

Basic Allowance
for Housing-
Partial
(BAH Partial)

Back 4

Housing allowance paid to members who
are assigned to single-type quarters or are
on field or sea duty, and are not entitled to
receive BAH. It is only available to
members without dependents.

Front 5

Military Housing
Areas
(MHA)

Back 5

The basic geographical areas considered
for BAH program purposes. A private
contractor obtains rental housing price
market data used to establish local rates by
pay grade. MHA’s encompass an area
within 20 miles or one hours drive;
whichever is greater, of a member’s
permanent duty station.

Front 6

Overseas Housing
Allowance (OHA)

Back 6

Housing allowance paid to members who
are assigned to an Outside Continental
United States (OCONUS) Permanent Duty
Station (PDS) (except Hawaii and Alaska)
and authorized to live in private housing. It
is available to members with or without
dependents.

Front 7

Rate Protection

Back 7

The monthly amount actually paid a
member (i.e., BAH-I Rate Protection) shall
not be reduced as a result of changes in
housing costs in the MHA.

Front 8

A member must complete a Dependency Worksheet (CG-PSC-
2020)

Back 8

upon entering the USCG, whenever he/she has changes in
circumstances that might influence eligibility and annually
during the November review and verification.

Front 9

A member who fails to perform the annual
dependency certification

Back 9

loses entitlement to BAH at
the With Dependents rate, and will be paid BAH at
the Without Dependents rate until member provides
proper verification

Front 10

There are five main criteria to consider when helping a member determine eligibility:
(BAH)

Back 10

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Pay grade
Member’s status (reserve component, arduous sea duty,
recalled from retirement, ashore, leave, travel, etc.)
Geographic location of member and dependents
Dependency
Availability of government quarters

Front 11

The Designation of Beneficiaries form (CG-PSC-2020D)

Back 11

is a list
of beneficiaries for military financial disbursements in the event
a member dies or is declared missing.

Front 12

Public Law 102-190, authorizes paying a Death Gratuity to the survivors of a
Coast Guard regular or reserve member, serving with or without pay, who dies:

Back 12

• The survivors of a member who dies within 120 days of their separation date, are also authorized a Death
Gratuity, IF the Department of Veterans Affairs (DVA) determines the death was service connected.

Front 13

The following persons are the only eligible survivors who may receive the Death Gratuity. They are paid in the order of precedence listed below. If an eligible
survivor dies before receiving the Death Gratuity, it will be paid to the next living eligible survivor in the order of
precedence.

Back 13

1. Lawful spouse.
2. Member’s children, regardless of their age or marital status, in equal shares.
3. Person designated by the member on the CG PSC-2020D. However, by law the person designated on
the CG PSC-2020D must be a relative; either a parent (natural, adoptive, in loco parentis) or sibling (halfsibling,
full blood, adopted). If the person designated on the CG PSC-2020D is not a parent or sibling, the
designation is ignored and the Death Gratuity is paid to the next eligible survivor in order of precedence.
4. Member’s parents, in equal shares.
5. Member’s siblings – half-blood, full blood and adopted, in equal shares.

Front 14

SECTION III – BENEFICIARY(IES) FOR UNPAID PAY AND ALLOWANCES

Back 14

Any unpaid pay and allowances, including per diem, travel, transportation of dependents, transportation of
household goods, etc., found due a deceased member on date of their death shall be paid to the member’s survivors.
A member may designate whomever they want to be their beneficiary(ies) for unpaid pay and allowances. If more
than one beneficiary is designated, the total of all shares must equal 100%.

Front 15

Unpaid pay and allowances will be paid to the member’s survivors in the
following order of precedence:

Back 15

• Beneficiary(ies) designated on Form CG PSC-2020D.
• Spouse.
• Child (ren) and descendants of deceased children by representation.
• Parents or to the survivor of them.
• Duly appointed legal representative of the deceased member’s estate, or if there be none, to the person(s)
entitled by the state laws of the deceased members domicile.