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35 Cards in this Set

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Medical Necessity

Involves linking procedure/service codes that you report on the claim to condition (diagnosis codes) which justify the need of performing that service or procedure

Health Insurance Claim

It is the documentation that is submitted to a third party payer or a government program requesting reimbursement for health care services that were provided.

EOB

Explanation of Benefits - A report which is sent to the patient by the insurance company which details the results of processing the insurance claim.

What two levels are part of the Healthcare Common Procedural Coding System (HCPCS)?

CPT - Level 1 national codes


HCPCS - Level 2 national codes

What do health Insurance Specialists, also known as reimbursement specialists, do?

They review health related claims to determine the medical necessity for procedures or services performed before reimbursement is made to the provider.

Coding

It is the process of reporting diagnosis, procedures, and services as numeric and alphanumeric characters on the insurance claim form.

What can you do to reduce coding and billing errors?

Health insurance specialists need to explain complex insurance concepts and regulations to patients effectively and communicate with providers regarding documentation of procedures and services.

What is FLUENCY?

It is the language of medicine and the ability to use a medical dictionary as a reference are necessary skills for a health insurance specialist.

What do the AAPC, AHIMA, and AMBA offer?

They offer exams leading to the professional credentials.

What is a respondeat superior?

A health care facility (or physician) that employs health insurance specialists is legally responsible for employees' actions performed within the context of their employment.

The Department of Labor (DOL) uses the "economic reality" test to determine worker status for purposes of compliance with the minimum wage and overtime requirements of the....

Fair Labor Standards Act

The process of assigning ICD-10 and CPT/HCPCS code is called...

Coding

What is medical malpractice insurance?

It is a type of insurance that covers physicians and other healthcare professionals for liability as to the claims arising from patient treatment.

One reason for the increased hiring of insurance specialists is...

A direct result of employers' attempts to reduce the cost of providing employee health insurance coverage.

Claims Examiner

They are employed by a third party payer and reviews health-related claims to determine whether the charges are reasonable and for medical necessity.

Hold Harmless Clause

The patient is not responsible for paying what the insurance plan pays.

Who is the American Medical Association for?

It is not for professional association for health insurance specialists, but rather for physcians.

To remain current with the frequent changes for health insurance processing, the health insurance specialist should...

Make certain they are on mailing lists to receive newsletters from third-party payers.


Remain current on news released by CMS.


Stay current with with the DHHS updates.

Accurate coding of diagnoses, procedures, and services rendered to the patient allows the medical practice to...

Facilitate analysis of the practice's patient base for improvement and efficiency and communicate diagnostic and treatment data to insurance plans for maximum recovery of benefits.

Who is the CPT manual published by?

The American Medical Association (AMA)

Another name for health insurance specialist is...

Reimbursement specialist

CPT stands for...

Current Procedural Terminology

Each new provider-managed care contract increases by...

Practices patient data base.


Number of claims requirements and reimbursement regulations.


Time the office staff must devote to fulfilling contract requirements

Successful health insurance specialists should have the following characteristics....

Ability to work independently


Strong sense of ethics


Attention to details

ICD-10 means...

International Classification of Diseases, 10th Revision, Clinical Modification

According to the Occupational Outlook Handbook published by the US Department of Labor - Bureau of Labor Statistics, health care facilities and insurance companies will...

Hire health insurance specialists at an increased rate per year of 9-17%

Health insurance specialists and medical assistants obtain employment...

Clinics


Clearinghouses


Physician's offices

HCPCS Level 2

Codes also referred to as National Codes

What is Preauthorization?

The act of obtaining prior approval from the insurance company

Why is preauthorization important?

Without it, the insurance company will deny a claim.

Professional liability insurance is also referred to as...

Errors and Omissions Insurance

You can obtain _____ certification through _____.

CPC (Certified Professional Coder),


AAPC (American Association of Professional Coders)

What is Remittance Advice?

It is the notification the provider receives from the insurance company regarding payment of a claim.

Ethics

Principles of right and good conduct

There are four types of insurance that health care providers and facilities typically purchase are...

Bonding


Liability


Property


Worker's Comp