Given the goals but also the problems that arise with professional liability insurance, do you believe that every practicing physician should be covered by medical malpractice insurance or do you believe coverage should be optional?
The medical malpractice coverage system in the US, like several other insurance products in the healthcare system does work well. In the US only 1 in 8 patients have been injured are likely to file a claim. The system itself is erratic based on which state in which a person lives or practices medicine. The concept of medical negligence and payments are phased on the legal theory of tort. Tort is a wrongful act other than a breach of contract for which relief may be obtained in the form of damages or an injunction, and medical malpractice is a unintentional tort. “The medical malpractice tort system in the United States is based on three main goals: deterrence of unsafe practices, compensation for injured persons, and corrective justice. The tort system is not accomplishing these goals. Recurring medical injuries, uneven payment of damages, and a lack of clearly defined success and fairness in the …show more content…
If a patient has a legitimate claim they should be be able under our legal system to recover. Particularly, if the injury requires long term or lifetime care.From the physician standpoint, the malpractice insurance coverage protects the physician from the cost litigation process and large claims had may be paid. That is both legitimate and non legitimate claims. The malpractice coverage further protects the injuries patient if the loss is so large that a physician, or hospital Amy not have the resources to pay. While the malpractice coverage situation in the US needs reform, my feeling is that it should continue with coverage for physicians and other providers until a legitimate and effective form of reform is
The medical malpractice coverage system in the US, like several other insurance products in the healthcare system does work well. In the US only 1 in 8 patients have been injured are likely to file a claim. The system itself is erratic based on which state in which a person lives or practices medicine. The concept of medical negligence and payments are phased on the legal theory of tort. Tort is a wrongful act other than a breach of contract for which relief may be obtained in the form of damages or an injunction, and medical malpractice is a unintentional tort. “The medical malpractice tort system in the United States is based on three main goals: deterrence of unsafe practices, compensation for injured persons, and corrective justice. The tort system is not accomplishing these goals. Recurring medical injuries, uneven payment of damages, and a lack of clearly defined success and fairness in the …show more content…
If a patient has a legitimate claim they should be be able under our legal system to recover. Particularly, if the injury requires long term or lifetime care.From the physician standpoint, the malpractice insurance coverage protects the physician from the cost litigation process and large claims had may be paid. That is both legitimate and non legitimate claims. The malpractice coverage further protects the injuries patient if the loss is so large that a physician, or hospital Amy not have the resources to pay. While the malpractice coverage situation in the US needs reform, my feeling is that it should continue with coverage for physicians and other providers until a legitimate and effective form of reform is