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12 Cards in this Set
- Front
- Back
Civil Rights Act |
Enacted in 1866; Government effort to end discrimination after civil war |
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Fair Housing Act prohibits discrimination based on... |
1968: race, color, nationality, religion 1974: Sex/gender (Housing & Comm development Act) 1988: familial status, disability (Fair Housing Amendments Act) |
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Exemptions to Fair Housing Act |
1 mom and pops (4 or less units) 2 Private club or religious organizations (alumni of a college or Religion ie. Methodist co-op in Franklin) 3 Housing for Older people over 55 |
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Redlining |
Practice of refusing to make loans in a specific area for reasons other than the economic qualifications of the applicants |
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Jones vs Mayer |
1968 US Supreme Court case that there was a constitutional basis for the civil rights act of 1866 in the 13th amendment which prohibit slavery and provides no exception for discrimination based on race |
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HOPA |
Housing for older persons act of 1995 which gives exception to housing intended for those age 55 or older as long as 80% of occupied units have one person over 55 |
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Blockbusting |
The act of encouraging people to sell or rent their homes by claiming that the entry of a protected class of people into the neighborhood will have some sort of negative impact on property values; "White flight"; panic selling |
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Steering |
Channeling of home seekers to particular neighborhoods |
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Time frame to "cry foul' to HUD |
Within One year of alleged act |
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Conciliation |
The resolution of a complaint by obtaining assistance that respondent will remedy violation |
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Time frame and damages to elect civil action in fed court for discrimination |
2 years Unlimited punitive and actual damages Injunctions |
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Dwelling |
Any building a part of the building design for occupancy as a residence by one or more families which include single-family house, condominiums, cooperative, manufactured or other factory that housing, vacant land |