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21 Cards in this Set
- Front
- Back
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Which act deals w/ fair housing? |
Real Estate License Act of 2000 |
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What |
Passage of the Civil Rights Act of 1866 |
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What year was the housing and community development act added sex to the list of protected classes? |
1974 |
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Familial Status |
Presence of one or more individuals who have not reached the age of 18 or is pregnant |
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What year did congress pass the fair housing amendments act that expanded federal civil rights protections? |
1988 |
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Residential dwelling |
1-4 unit building where the owner lives in the building |
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True or False: Tenants w/ disabilities may alter an apartment to make it more accommodating. |
True, but the owner may require the tenant to restore the property to it’s original state. |
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What does the civil rights act of 1866 say? |
Prevents all racial discrimination without exception |
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Megan’s Law |
Promotes the establishment of state registration systems to maintain residential information on every person who kidnaps children, commits sex crimes against children, or sexually violent crimes. |
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What is the age IL human rights act defines as elderly persons? |
40yr old |
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Code of Ethics |
Written system of standards for professional values-based conduct. |
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Professional Ethics |
High moral system of principles, rules, and standards based on conduct & values |
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Fair housing act exempts |
-owner-occupied buildings w/ no more than 4 units -single-family housing sold or rented w/o the use of a real state licensee -housing operated by orgs and private clubs that limit to only members -sale/rental of single family home if discriminatory adverstising is not used/real estate licensee is not involved in the transaction I |
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Equal Credit Opportunity Act |
Prohibits discrimination based on race/color/religion/national origin, etc in granting of credit. |
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Equal Credit Opportunity Act requires credit apps are concerned w/ only what four things? |
Income, net worth, job stability, & credit rating |
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Title 3 of the Americans w/ Disabilities Act requires that... |
Individuals w/ disabilities have full accessibility to businesses, goods, and public services. |
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Blockbusting |
Scaring potential sellers or buyers into buying or selling due to upcoming potential changes |
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Steering |
Steering is illegal. It is channeling home-seekers to particular neighborhoods including discouraging potential buyers from considering certain areas. |
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Advertising Limitation |
Advertisements of property for sale or rent may not include language indicating a preference or limitation |
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Redlining |
Practice of refusing to make mortgage loans or issue insurance policies in specific areas for reasons other than the applicant’s financial qualifications |
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Under the IL human rights act, it is a civil rights violation for any licensee to engage in any of the following acts of discrimination based on: |
Race, color, religion, national origin, ancestry, age, sex, marital status, physical / mental disability, military service, unfavorable discharge from military, familial status, sexual orientation order of protection status, real estate transactions, access to financial credit, the availability of public accommodations. |
