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11 Cards in this Set

  • Front
  • Back

Workers Compensation

Laws give employees the right to collect from their employers for injury, disability, or death that occurs in the course of employment.

Assumption of Risk

Allowed the employer to deny liability on the basis that the employee knew what the situation was like before employment and assumed all the risk of injury.

Contributory Negligence

Was used to deny liability on the basis that, no matter how negligent the employer was, the employee also had been negligent, and therefor the employee should be responsible for the consequences.

Fellow Servant Rule

Used to deny liability on the basis that the injury was caused by a fellow employee and, therefor the employer could not be held liable.

Disability/loss of income benefits

Compensate employees who are unable to work as the result of a work related injury. These benefits are intended to replace a portion of lost income, but not all of it.

Medical Benifets

Pay for the cost of various types of medical services required because of an employment related injury. Nearly any type of related medical expense is covered with neither an upper dollar limit nor a limit on the period of time for which expense will be paid.

Survivor/death benefits

Compensate a surviving spouse, children, or other relatives of an employee whose death results from a work-related injury. In general, survivor benefits include a weekly benefit and a stipulated amount for funeral and burial expenses.

Rehabilitation Benefits

Include medical rehabilitation, such as physical therapy designed to improve physical functioning, and vocational rehabilitation, such as retraining for a different occupation.

Types of Disability

Permanent total


Permanent partial


Temporary total


Temporary partial

Industry disabled

refers to the individuals loss of earnings

Medically Disabled

Refers to the physical condition that affects functioning.