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12 Cards in this Set
- Front
- Back
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Americans with Disabilities Act (ADA)
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Act addresses righs of individuals with disabilities in employment and public accomodations
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blockbusting
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The illegal practice of inducing homeowners to sell their properties by making representations regarding the entry or prospective entry of persons of a particular race or national origin into the neighborhood.
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Civil Rights Act of 1866
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An act that prohibits racial discrimination in the sale and rental of housing
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code of ethics
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A written system of standards for ethical conduct.
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Equal Credit Opportunity Act (ECOA)
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The federal law that prohibits discrimination in the extension of credit because of race, color, religion, national origin, sex, age, or martial status.
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ethics
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The system of moral principles and rules that becomes standards for professional conduct.
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Fair Housing Act
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The federal law that prohibits discrimination in housing based on race, color, religion, sex, handicap, familial status, and national origin.
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Fair Housing Amendments Act
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In 1988 Congress passed the Fair Housing Amendments Act that expanded federal civil rights protections. In addition to race, color, religion, and national origin being protected classes, the act extended coverage to include families with children and those with physical or mental disabilities. The act also changed the penalties, making them more severe, and added damages, such as those for noneconomic injuries (humiliation, embarrassment, inconvenience, mental anguish).
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redlining
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The illegal practice of a lending institution denying loans or restricting their number for certain areas of a community.
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steering
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The illegal practice of channeling home seekers to particular areas, either to maintain the homogeneity of an area or to change the character of an area, which limits their choices of where they can live.
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Title VIII of the Civil Rights Act of 1968
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AKA Federal Fair Housing Act
Prohibits discrimination in housing based on race, color, religion, or national origin. |
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U.S. Department of Housing and Urban Development (HUD)
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HUD has established rules and regulations that further interpret the practices affected by the law. In addition, HUD distributes an equal housing opportunity poster. The poster declares that the office in which it is displayed promises to adhere to the Fair Housing Act and pledges support for affirmative marketing and advertising programs.
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