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68 Cards in this Set
- Front
- Back
insured
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covered by policy
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subscriber
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indivviduals who purchase the policy
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insurer
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health insurance company
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covered services or benefits
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services that are reimbursed by the insurance policy
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DME
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durable medical equipment
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first party
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individual seeking health care
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second party
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provider
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third party
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health insurance agency
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uninsured
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16.1 to 17.8%
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empolyer sponsered health insurance
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insurance offered as benefit to full-time empolyees
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who pays for e-s HI
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both the empolyer and empolyee
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payroll deducation
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take out portion to pay for premiums
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open enrollment
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empolyee has the oppurtunity to switch to a new health insurance
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deductible
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the amount that the subscriber incurs before health insurance will pay for their part
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copay
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flat dollar amount subscriber has to pay for specific health services at the time
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center for medicare and medicaid services
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dept. of health and human services
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how oversee medicare
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federal gov.
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who oversees medicaid
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federal and state
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medicare A
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provides mandatory coverage for impatient hospital care
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what pays for medicare A
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payroll taxes and general federal revenues
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Medicare B
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voluntary program paid for by the individual matched by general federal revenue: pt along with other out patients
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medicare advantage
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optinal health insurance greater choices from array of private health plan options
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medicare D
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part of the perscription plan
and BBA |
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medicaid
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health insurance program for indigent population and is jointly funded by the state and the federal government
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SCHIP
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state children's health insruance agency
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retrospective reimbursment
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pay after service
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Fee-for Service
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method of retospective reimbersment
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prospective payment system
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payments are established in advance
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diagnosis related group
DRG |
patient's diagnosis determines the amount the hospital will be paid: fixed payment based on the average
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case-mix
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used to determine the reimbersment amounts
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resource-based relative value scale RBRVS
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replaced the fee-for service system: total work compeleted, cost to practice medicine, and malpractice insurance
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medicare fee schedule
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lists payments for thousands and is frequently used by third party payers for all their subsricbers
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HMO
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health maintenance organization
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hmo do
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provide loans and grants to form these entitles
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staff model
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hmo employes and operates the facilities where the service are provided
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independent practice association IPA
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individuals pysicians or groups form a legal entity that contracts with the HMO providing service w/o operating the facillites
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Preferred provider organization
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open managed care model- negotiates discounted fees w'networks in return for certain # of volume
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PCP
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primary care giver
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gatekeeper
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decides whether a patient needs a specialist or nonroutine services
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CPT
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current procedural terminology
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bba cap for pt
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1740
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purpose of law and regulations
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to insure competencey and the the money is being spent appropriately
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law
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body of rules that have binding legal force
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criminal law
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against the society
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civil law
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between two parties
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negligence
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failure to act as a reasonable prudent person
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4 things they have to prove
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1)owed legal duty2) fail to proivde standared care 3) suffered harm 4) that harm was a result of the pt
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malpractice
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failure to meet professional standard of care
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policy
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a decision that obligates an action
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procedure
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action requird to implement policies
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CMS
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centers for medicare and medicaid services
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social security system
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financial support and health care for the elderly, disabled, survivors, and those with low incomes
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social secruity eligibility
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40 pts 4x a year 10 yrs of work
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medicare eligibility
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65 or spous is 65, worked at a governmental agency, on dialysis or kidney transplant
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medicare medical care part b
enrollment |
58.50
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if you have to enroll when
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7mnth period startes 3 months before and end 4 months after
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generall enrollment
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jan 1 to march 31
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stop after dialysis
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12months
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after transplant
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36 months
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effects of the tilt table
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stimulates, facilitates, and provides response
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benefits of direct access
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earl intervention and rapid recovery, decrease chance of injuring it worse, and benefits everyone involved
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capte
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accredits pta programs
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fsbpt
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makes the exam
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abpts
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recongises pt w/advance knwledge and skills, and experiences
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trialliance
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APTA, occupatial, and speech/hearing
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world conference
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92 every 4 years
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fee for service
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determines the amount that will be paid for covered services during a period of time
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usual, customary, reasonable range
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claim that was paid in full without dispute
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