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8 Cards in this Set
- Front
- Back
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no fault insurance covers
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personal injury not property damage
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no fault insurance covers
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Owner himself
Anyone driving owner’s car Any passengers injured in owner’s car Any pedestrians hit by owner’s car |
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the following people cannot recover from no fault insurance
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drunk drivers
fleeing felons car thieves |
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In order to sue P
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have to plead past the threshold
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the threshold is exceeded if:
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you suffer sever injury
more than basic economic loss |
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severe injury
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death
dismemberment severe disfigurement severe fracture loss of organs, |
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severe economic loss
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has to be more than 50,000
calculated from the sum of: 1) medical expenses: past and future 2) lost income to the max of 2k a month. 3) misc expenses. |
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scope of the coverage of no fault insurance
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no pain and suffering
and includes injuries that do not occur in NY |
