Mutual Funds Presentations

Front 1

MF Fees - C Shares

Back 1

We can do it two ways:
1. At a non-inflated price. Buy MF with no fee at all and no fee to sell it. Now, remember the only way the MF co. makes money is through their management fee, which is built into the fund. We don’t see it but it is there with Class C shares with an expense ratio of 1.5% / year coming off the performance of the fund.

Front 2

MF Fees - A Shares

Back 2

2. The Internal fee lower by ½, but you are buying the fund at an inflated price of 4.5%, You don’t write a commission check, but if you look at your statement the next day, is going to look like you lost 4.5%, because instead of paying $15 a share you are going to pay $15.75

Front 3

MF Fees - A vs C Shares

Back 3

Which is better?
We want to do what is better for you, which comes down to time, because we know you will be saving this way.
A Shares saves .75% /year, but you have an inflated share price of 4.5%. So if you divide 4.5/.75=6. If you have a time horizon > than 6 years, you are better off this way.
C shares is like leasing a car. A Shares is like buying a car. If you are going to keep your car for more than 6 years you should just buy it.

Front 4

Do you charge commission?

Back 4

There are a couple of ways we can do it. I guess by commission you mean like an upfront fee, is that what you mean by that?
Two ways:

Front 5

MF Fees - A vs C Shares
- Moving within family -

Back 5

Another advantage is whether or not you stay with Class C or A, you get to stay within the family and are able to switch back and fort between different funds if your tolerance risk changes and when rebalancing is necessary, and there is no fee to move between the funds.

Front 6

IGAAX-International G&I Fund

Back 6

Are you familiar with the Itn'l G&I Fund from American
It invests in large well established and stable international (Primarily Europe and Asia) companies, and last year had an exceptional return of 35.29%. So if you had invested 10k at the begining of 2009, still during the recession, your money would have grown to 13,529. What investment do you know to that had such a return last year?
This is a great investment and if you have the money available, I highly recommend to invest in it.

-Past return. This is a new fund, lauched in 2008 by managers with 25 yrs of experience managing successful funds at American funds. The industry std is to 4yr of experience, so I feel very confident they are not practicing with your money.

-Safety. Very important Q. And that is why I like this investment. Because this fund is integrated by 80+ quality stocks, they work as a safety net. If for some reason 1 of those cos. looses its value, the effects are greatly minimized, making it a very safe investment.

-Return. 35.29%. Even when past performance is not indicative of future results...

-Price. 30.11.

-Accessibility. Great Q. As with stocks you can sell it on any business day and receive whatever current value is at the end of that particular day.

-Dividend. 2.12. So for every 10k that you invest, you are getting $212 every year, just in dividends. Quarterly.
Investments.

Front 7

Franklin Income Fund

Back 7

Hello... My company has an investment paying 5.7% every year.
And I wonder how that good rate sounds for some of your money, if you knew your money was safe.

Have you heard of Franklin Templeton investments?
Franklin T. is one of the most succesful inv. firms out there, and they have this fund called Frankilin Income fund.

This fund invests in high quality bonds and companies from developed countries including the US. It has excellent performance. Just the last 10 years had an average annual return of 7.6% , that means that your investment would have more than double in value during that period.

How would you feel about 5.7% every year for some of your money if you knew your money was safe?

Story.
-Franklin Income Fund has been around since 1948. It is one of the oldest and most successful funds there are.
-It is managed by Franklin Templeton out of San Mateo, CA. One of the largest investment firms in the world.
-It invests in more than 320 securities in over 13 industries which give it a great deal of diversification.
-2/3 of the fund is invested in fixed income securities so you can have an stable income every month. The other 1/3 is invested in equity stocks that provide for growth..


Dividend.
-Currently, Its annual dividend is 7.30% that you take monthly and can either spend it or reinvest it in the same fund.
-it has paid a dividend with no interruption for 60 yrs, which shows how little effect the market conditions have on its capacity to generate income.
-In fact, when the market value goes down due to market conditions, and given that you are reinvesting the dividends, you get to buy shares at a lower price, which translates in you getting a higher income. So, when the market value of this fund goes down you are going to call me and ask me to sell, and I will advise you not to sell and instead buy more, because guess what, you can buy more shares with less money, and when the market value goes back up, we are going to be celebrating.

Can I loose money?
-While the value of your shares fluctuates during the life of the fund, your income is in relation to the number of shares you hold which doesn’t change. The monthly income you get does not depend on the value of your shares, so as long as you don’t sell your shares when the price is down, you wont loose any money.


How would you feel about 7.30% dividend if you knew your money was safe?

Front 8

Tedix

Back 8

Have you heard of Franklin Templeton investments?<BR>Franklin T. is one of the most succesful inv. firms out there, and they have this fund called Mutual Global Discovery fund.<BR><BR>This fund invests in high quality companies from developed countries including the US. It has performed very well even during tough times like the one we just had.<BR><BR>For the last 10 years it had an average return of 7.46%, that means that your investment would more than double in value during that period. <BR>Now, if that is the return during tough times, imagine what it would do during economic growth