Medical Expense Insurance

Front 1

basic medical expense plans

Back 1

would cover either basic hospital, surgical, or physicians expenses. no deductible or copay. small maximums like 10 to 20,000 only 30 days long

Front 2

major medical expense plans

Back 2

includes a deductible co insurance and stop loss limits
also includes supplementary and comprehensive plans
250 to 1 million dollars

Front 3

supplementary vs comprehensive

Back 3

supplement- can supplement basic medical expenses when they run out, cost overruns also may cover things basic doesnt
Comprehensive- can replaace both basic and supplement plans

Front 4

dental insurance

Back 4

covers both basic and specialized care

Front 5

dread disease plan

Back 5

covers all costs associated with a disease (heart disease, lung cancer etc )

Front 6

flat deductible vs corridor deductable

Back 6

flat-common with comprehensive policies, must pay full deductible before receicving benefits
corridor- applied after basic plan and before a supplement

Front 7

stop loss

Back 7

usually 2 to 5000 dollars once insureds deductibles and copays reach stop loss insurer will pay 100 percent of medical costs that year