Insurance

Front 1

Policy

Back 1

describes parameters of your covered & non-covered parameters; defines what your coverage is

Front 2

Injury

Back 2

accident which results in some bodily harm & occurred at some specific point & time

Front 3

Conditions

Back 3

overuse or chronic injury (most times not covered by insurance)

Front 4

Claim

Back 4

official documentation of an injury with the insurance company

Front 5

Carrier

Back 5

company which insures the individual

Front 6

Primary Insurance Policy

Back 6

carrier who insures you first

Front 7

Secondary Insurance Policy

Back 7

Kicks in when primary doesn't cover all costs

Front 8

E.O.B. (Explanation of benefits)

Back 8

explains what was charged & then was was paid

Front 9

Deductibles

Back 9

Amnt. of $ which is the insured person's responsibility (from $0-?), pay up front; similar to a co-pay

Front 10

Provider

Back 10

the place that charges you; point of service (hospital, Dr.'s office)

Front 11

Premium

Back 11

$ figure you pay to have the insurance policy

Front 12

Medical Insurance

Back 12

contract between a policy holder & an insurance company; reimburse a % of the cost of the policy holder's medical bills

Front 13

Health Insurance

Back 13

contract between a policy holder & an insurance company; designed to reimburse the cost of preventative as well as corrective health care

Front 14

Athletic accident Insurance

Back 14

Designed to reimburse medical vendors for the expenses associated with acute, specific, athletic injuries

Front 15

Catastrophic insurance

Back 15

type of accident insurance designed to provide life long medical, rehabilitation, & disability benefits for the victims of devastating injury

Front 16

Exclusion

Back 16

circumstances or situations not covered

Front 17

Rider

Back 17

supplementary clause (added on to a base/existing policy) - extends your coverage

Front 18

Safety Net

Back 18

extra insurance, excess moneys available to cover unforseeable accident that isn't otherwise covered

Front 19

Dental Injury

Back 19

injury to sound natural teeth

Front 20

Death & Dismemberment schedule

Back 20

offers payment, to the family in a case of death during activity

Front 21

Torte

Back 21

a legal wrong

Front 22

Negligence

Back 22

to act or a failure to act that a reasonably prudent person would or would not have done in a similar situation