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39 Cards in this Set
- Front
- Back
accountability
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Accepting responsibility for personal decisions, choices, and actions.
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annual percentage rate (APR)
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The yearly cost of a credit card account, including interest and certain fees, expressed as a percentage.
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budget
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an estimate of spending and income over a set period of time.
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budget deficit
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Spending more money than your income.
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budget surplus
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Money left over for savings after expenses have been paid.
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credit
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The ability to buy goods and services in advance of paying for them.
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credit limit
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The maximum amount a person can charge on a credit card account.
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debt
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Money owed for goods and services that have been purchased.
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determinants of health
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The range of personal, social, economic, and environmental factors that influence health status.
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discretionary spending
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Goods and services that are not life essentials.
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disease prevention
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Actions or behaviors designed to keep people from getting sick.
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emotional health
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The feeling part of psychological health; includes your emotional reactions to life.
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emotional intelligence (EI)
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A person’s ability to identify, understand, use, and manage emotional states in positive and constructive ways.
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federal work study
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A type of financial aid in which part-time jobs for students are arranged to help them pay for school.
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health belief model (HBM)
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Model for explaining how beliefs may influence behaviors.
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health disparities
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Differences in the incidence, prevalence, mortality, and burden of diseases and other health conditions among specific population groups.
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health promotion
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The combined educational, organizational, procedural, environmental, social, and financial supports that help individuals and groups reduce negative health behaviors and promote positive change.
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health-related quality of life (HRQoL)
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Assessment of impact of health status—including elements of physical, mental, emotional, and social function—on overall quality of life.
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healthy life expectancy
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Expected number of years of full health remaining at a given age, such as at birth.
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Health
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The ever-changing process of achieving individual potential in the physical, social, emotional, mental, spiritual, and environmental dimensions.
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Interest
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A fee paid by the borrower of a loan.
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life expectancy
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Expected number of years of life remaining at a given age, such as at birth.
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medical model
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A view of health in which health status focuses primarily on the individual and a biological or diseased organ perspective.
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mental health
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The thinking part of psychological health; includes your values, attitudes, and beliefs.
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modeling
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Learning and adopting specific behaviors by observing others perform them.
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motivation
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A social, cognitive, and emotional force that directs human behavior.
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naturopathy (naturopathic medicine)
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System of medicine in which practitioners work to support the body's innate healing mechanisms and use treatment approaches such as diet, exercise, and massage that are minimally invasive.
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positive reinforcement
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Presenting something positive following a behavior that is being reinforced.
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psychological health
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The mental, emotional, social, and spiritual dimensions of health.
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psychological resilience
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The capacity to maintain or regain psychological well-being in the face of adversity, trauma, tragedy, threats, or significant sources of stress.
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relative deprivation
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The inability of lower-income groups to sustain the same lifestyle as higher-income groups in the same community, often resulting in feelings of anxiety and inferiority.
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shaping
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Using a series of small steps to gradually achieve a particular goal.
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situational inducement
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Attempt to influence a behavior through situations and occasions that are structured to exert control over that behavior.
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self-efficacy
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Belief in one’s ability to perform a task successfully.
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self-talk
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The customary manner of thinking and talking to yourself, which can affect your self-image.
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socioeconomic status (SES)
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An individual or family’s social and economic position in relation to others with regards to education, income, and occupation.
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transtheoretical model
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Model of behavior change that identifies six distinct stages people go through in altering behavior patterns; also called the stages of change model.
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well-being
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An assessment of the positive aspects of a person’s life, such as positive emotions and life satisfaction.
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wellness
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The achievement of the highest level of health possible in each of several dimensions.
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