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3 Cards in this Set

  • Front
  • Back

THE PERILS OF HEALTH INS.

2. Perils of Health Ins. R


“Accidental Injury


& Sickness.


“There are (4) Types of


“LOSSES & BENEFITS”


For Health-Insurance


1. Loss of Income from


(Disability)


2. Medical Expenses


3. Dental Expenses


4. Long Term Care Expenses.

DISABILITY - INCOME

Disability Income Ins.


“Policies” Replace Income Lost while the Insured is Unable to Work. Benefits are”Valued” Meaning the Benefits are(Stated Amounts).- Based on a


“Percentage of the Insureds (Lost-Income)

ACCIDENT & DEAT-DISMEMBERMENT

AD&D - MEDICAL EXPENSES.


Medical Expense Ins. Covers the “Cost of Medical Treatment”.-


Physician - Fees.


Hospitalization and Other Medical Costs that Ensues when the Insured Incurs an Accidental Injury or Sickness. Medical Expense Benefits May Cover the Insured & their “Dependents”.