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33 Cards in this Set

  • Front
  • Back
3 types of current healthcare reimbursement
Social insurance
Private insurance
Means-tested-insurance
Medicare is what type of insurance?
Social insurance.
Most working adults have what type of insurance?
Private insurance.
Medicaid and disability insurance, which includes regardless of age those poor or disabled meeting certain requirements.
Means tested insurance.
When a physician writes off the difference of original charge and what Medicare pays it is called:
"takes assignment"
Enacted to:
1. develop tools to collect data on pts that would determine how Medicare is reimbursed
2. develop training and standards for LTC and home health care agencies to improve pt care
Omnibus Budget Reconcilation Act (OBRA)
Mandates use of standardized assessment tools for LTC facilities. Includes Resident Assessment Intruent (RAI), MDS and RAP
Health Care Financing Administration (HCFA)
Restructured Medicare Part A in 1996 to offer managed care options and change reimbursement in ambulatory care centers, LTC facilities, home health agencies, and rehab hospitals to a prospective payment system (PPS)
Balanced Budget Act
Allows:
1. parents to insure dependent children until age 26
2, prohibits insurance co from denying dependent children under 19 insurance due to pre-existing conditions
3. elimante copays for preventive health services
Affordable Healthcare Act (passed 2010)
Covers hospital and skilled nursing care.
Inpatient deductible for each hospital admission.
Skilled care is paid at 100% for 20 days.
21-100 days = copay
> 100 days (and hospital stay of d days) = pt 100% responsible
Medicare Part A
Pts pay a monthly premium. Covers medically necessary physician services, oupt care, output therapies, diagnostic test, med equipment, prosthetics, dialysis, ER, transplant, some med supplies.
Medicare Part B
Helps cover prescription drugs. Currently pt pa monthly premium and after deductible met scripts are covered until $2930. Then pt falls into "donut hole" pays 100%?? until $4700 met. Then percentage changes.
Medicare Part D
Private insurance plans that cover the 20% of uncovered charges that Medicare does not pay.
Must be one of 10 standard types and labeled A-J
Medigap or Medicare supplemental insurance
Options extended from traditional Medicare to include HMO, POS, PPO.
Mediare Plus Choice
Joint federal and state program for poor.
States set individual eligibility criteria within federal minimum standards.
Medicaid and Children's Health Insurance Program (CHIP)
Refers to amount that pts have to pay for healthcare services not covered by any ins plan
Out-of-pocket fee-for-services
Specific cost or payment per day for specific services
Per diem payment
Pt pays monthly amount for the service and then a small copay each time service is used.
Idea is to provide preventive and curative crd, decreasing the log-term expense of undiagnosed med issues
Managed care organizations
(Health Maintenance Organizations {HMOs}
Predetermined reimbursement based on pt acuity and staff needed to care for pt.
Medicare and Medicaid use this in skilled nursing and rehab settings
Resource utilization groups (RUGs)
Healthcare professionals paid by the federal government to review care given to Medicare pts.
Peer review organizations (PORs)
Healthcare providers selected by a third part to deliver care to a selected group at a reduced or preset rate
Preferred provider organizations (PPOs)
A term applied to older adults reducing their assets to become eligible for Medicaid
Spending down
Brought these changes: emphasis on quality of life/care, expectations of ADL's maintained or improved, assess for individual care plan, 75 hrs of training/testing for staff, rights to remain in NH (exclusions accepted), opportunities for MH pts, Cert standards for NH, right to family council and maintain personal funds
Omnibus Budget Reconciliation Acts (OBRA)
This is a Medicare Part A covered stay that has started on or after the most recent admission/entry or reentry to the nursing facility.
Most Recent Medicare Stay
Skilled Nursing Facility stays billable to Medicare Part A. Does not include stays billable to Medicare Advantage HMO plans.
Medicare Covered Stay
New admission: Day 1 of Medicare Part A stay. Readmission: Day 1 of Medicare Part A coverage after readmission following a discharge.
Current Medicare Stay
Theory in which a person's personality is visualized as oriented toward either the external or internal world. People are viewed as either extroverted or introverted.
Jung's Theory of Individualism
Theory that focuses on a life span approach from birth to death.
Erikson's Eight Stages of Life
Eriksons seventh stage
Generativity versus Self-absorption
Ericksons eighth stage
Stagnation and ego integrity versus despair
Theory that describes pts as self-care participants.
Helpful in planning care for older people because it focuses on maintaining independence
Orem's Self-Care Theory
Theory that defines pt as force field that interacts with other energy sources in the environment.
Nurse is responsible for promoting synergistic actions.
Roger's Force Field Theory
Theory that pts are in constant con act with a dynamic environment.
Goal of nursing is to promote pts innate and acquired mechanisms for adaptation to health and illness.
Roys Adaption Theory