Use LEFT and RIGHT arrow keys to navigate between flashcards;
Use UP and DOWN arrow keys to flip the card;
H to show hint;
A reads text to speech;
33 Cards in this Set
- Front
- Back
3 types of current healthcare reimbursement
|
Social insurance
Private insurance Means-tested-insurance |
|
Medicare is what type of insurance?
|
Social insurance.
|
|
Most working adults have what type of insurance?
|
Private insurance.
|
|
Medicaid and disability insurance, which includes regardless of age those poor or disabled meeting certain requirements.
|
Means tested insurance.
|
|
When a physician writes off the difference of original charge and what Medicare pays it is called:
|
"takes assignment"
|
|
Enacted to:
1. develop tools to collect data on pts that would determine how Medicare is reimbursed 2. develop training and standards for LTC and home health care agencies to improve pt care |
Omnibus Budget Reconcilation Act (OBRA)
|
|
Mandates use of standardized assessment tools for LTC facilities. Includes Resident Assessment Intruent (RAI), MDS and RAP
|
Health Care Financing Administration (HCFA)
|
|
Restructured Medicare Part A in 1996 to offer managed care options and change reimbursement in ambulatory care centers, LTC facilities, home health agencies, and rehab hospitals to a prospective payment system (PPS)
|
Balanced Budget Act
|
|
Allows:
1. parents to insure dependent children until age 26 2, prohibits insurance co from denying dependent children under 19 insurance due to pre-existing conditions 3. elimante copays for preventive health services |
Affordable Healthcare Act (passed 2010)
|
|
Covers hospital and skilled nursing care.
Inpatient deductible for each hospital admission. Skilled care is paid at 100% for 20 days. 21-100 days = copay > 100 days (and hospital stay of d days) = pt 100% responsible |
Medicare Part A
|
|
Pts pay a monthly premium. Covers medically necessary physician services, oupt care, output therapies, diagnostic test, med equipment, prosthetics, dialysis, ER, transplant, some med supplies.
|
Medicare Part B
|
|
Helps cover prescription drugs. Currently pt pa monthly premium and after deductible met scripts are covered until $2930. Then pt falls into "donut hole" pays 100%?? until $4700 met. Then percentage changes.
|
Medicare Part D
|
|
Private insurance plans that cover the 20% of uncovered charges that Medicare does not pay.
Must be one of 10 standard types and labeled A-J |
Medigap or Medicare supplemental insurance
|
|
Options extended from traditional Medicare to include HMO, POS, PPO.
|
Mediare Plus Choice
|
|
Joint federal and state program for poor.
States set individual eligibility criteria within federal minimum standards. |
Medicaid and Children's Health Insurance Program (CHIP)
|
|
Refers to amount that pts have to pay for healthcare services not covered by any ins plan
|
Out-of-pocket fee-for-services
|
|
Specific cost or payment per day for specific services
|
Per diem payment
|
|
Pt pays monthly amount for the service and then a small copay each time service is used.
Idea is to provide preventive and curative crd, decreasing the log-term expense of undiagnosed med issues |
Managed care organizations
(Health Maintenance Organizations {HMOs} |
|
Predetermined reimbursement based on pt acuity and staff needed to care for pt.
Medicare and Medicaid use this in skilled nursing and rehab settings |
Resource utilization groups (RUGs)
|
|
Healthcare professionals paid by the federal government to review care given to Medicare pts.
|
Peer review organizations (PORs)
|
|
Healthcare providers selected by a third part to deliver care to a selected group at a reduced or preset rate
|
Preferred provider organizations (PPOs)
|
|
A term applied to older adults reducing their assets to become eligible for Medicaid
|
Spending down
|
|
Brought these changes: emphasis on quality of life/care, expectations of ADL's maintained or improved, assess for individual care plan, 75 hrs of training/testing for staff, rights to remain in NH (exclusions accepted), opportunities for MH pts, Cert standards for NH, right to family council and maintain personal funds
|
Omnibus Budget Reconciliation Acts (OBRA)
|
|
This is a Medicare Part A covered stay that has started on or after the most recent admission/entry or reentry to the nursing facility.
|
Most Recent Medicare Stay
|
|
Skilled Nursing Facility stays billable to Medicare Part A. Does not include stays billable to Medicare Advantage HMO plans.
|
Medicare Covered Stay
|
|
New admission: Day 1 of Medicare Part A stay. Readmission: Day 1 of Medicare Part A coverage after readmission following a discharge.
|
Current Medicare Stay
|
|
Theory in which a person's personality is visualized as oriented toward either the external or internal world. People are viewed as either extroverted or introverted.
|
Jung's Theory of Individualism
|
|
Theory that focuses on a life span approach from birth to death.
|
Erikson's Eight Stages of Life
|
|
Eriksons seventh stage
|
Generativity versus Self-absorption
|
|
Ericksons eighth stage
|
Stagnation and ego integrity versus despair
|
|
Theory that describes pts as self-care participants.
Helpful in planning care for older people because it focuses on maintaining independence |
Orem's Self-Care Theory
|
|
Theory that defines pt as force field that interacts with other energy sources in the environment.
Nurse is responsible for promoting synergistic actions. |
Roger's Force Field Theory
|
|
Theory that pts are in constant con act with a dynamic environment.
Goal of nursing is to promote pts innate and acquired mechanisms for adaptation to health and illness. |
Roys Adaption Theory
|