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9 Cards in this Set

  • Front
  • Back
  • 3rd side (hint)

Steering

Channel home-seekers to or away from particular neighborhoods because they are members of a protected class

Blockbusting

Use the entry or rumor of Entry of a protected class into a neighborhood to persuade owners to sell

Redlining

Deny loans or insurance coverage by A lender or ensure that present different terms or conditions for homes in certain neighborhoods

Special exemptions under the fair housing ACT

Housing operated by religious organizations and private clubs

Real estate transactions Exempted under the Fair Housing Act

  • Seller owns three or fewer single-family dwellings and sells or rents the property
  • seller was not living in the single-family house and was not the most recent president when the property was sold or rented
  • rentals in multifamily dwellings with four or fewer family units as long as the owner lives in one of the units

Two conditions must be met


  1. real estate licensee was not involved there was
  2. no discriminatory advertising

What is the time limit to file a complaint with HUD under the Fair Housing Act

One year from the day the discriminatory act occurred

Does the fair housing act allow for awards of monetary and punitive damages

Yes monetary and punitive damages can be awarded

Who is the burden of proof placed on to assure no discrimination has occurred

The broker

Hypothecate

Pledged as security for a debt