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6 Cards in this Set

  • Front
  • Back
Total yearly cost of credit.
Annual Percentage Rate (APR)
The illegal practice of inducing homeowners to sell their property by making misrepresentations regarding the entry or prospective entry of minority persons in order to cause a turnover of properties in the neighborhood; discriminatory acts against sellers.
Blockbusting
The federal act that prohibits any type of discrimination based on race in any real estate transaction (sale or rental) without exception.
Civil rights act of 1866
An act contained in Title VIII of the Civil Rights
Act of 1968 that created protected classes of people and prohibits discrimination when selling or renting residential property when based on race, color, religion, sex, national origin, familial status, or handicap status.
Fair Housing Act
A preliminary accounting of expected closing costs. The Real Estate Settlement Procedures Act requires lenders to give loan applicants a list of charges the buyer is likely to pay at closing.
Good Faith Estimate
Discriminatory financing by a lending institution.
Redlining