Design Professionals Activity 5-1

Front 1

A project’s Owner made an oral demand on July 2, 2001 against the Insured for damages caused by an error in his design, which allegedly occurred during the year 2000. The Insured ignored the demand. The Insured then purchased a Design Professional Liability Insurance policy from Insular Insurance Company for the period of July 1, 2002 to July 1, 2003, with a retroactive date of July 1, 2001. On July 2, 2002, the project’s Owner sent a written demand to the Insured. The Insured reported this demand to Insular. Will the policy cover this claim?

Back 1

ANSWER YES OR NO

Front 2

Now, assume that the incident described in Question 1 happened on July 2, 2001. Will the policy cover this claim?

Back 2

ANSWER YES OR NO

Front 3

A contractor sued the Insured for libel and slander in the performance of the Insured’s professional services. The contractor filed a claim for compensatory and punitive damages arising from libel and slander. Will the policy cover this claim?

Back 3

ANSWER YES OR NO

Front 4

The Insured faces a claim based on requiring its subcontractors to carry their own insurance. Will the policy cover this claim?

Back 4

ANSWER YES OR NO

Front 5

An administrative complaint against the Insured is filed by an Owner. Will the policy cover this claim?

Back 5

ANSWER YES OR NO