Crop Hail Insurance

Front 1

APH
Actual Production History

Back 1

Is the product that protects you against individual yield loss based on your individual Actual Production History.

Front 2

CRC
Crop Revenue Coverage

Back 2

Guarantees a dollar amount of coverage based on your individual APH and board of trade prices. The dollar guarantee adjusts with fluctuation in trading price at harvest.

Front 3

RA
Revenue Insurance

Back 3

Is very similar to CRC, but the Fall Harvest feature to automatically raise your coverage is optional. Most producers choose the Fall Harvest option making RA similar to CRC.

Front 4

IP
Income Protection

Back 4

Provides revenue coverage, but the coverage does not increase with harvest price changes and the only unit structure available is at the county level.

Front 5

GRP
Group Risk Plan

Back 5

Provides bushel loss protection based on a county trigger yield. NASS averages are used to determine claims.

Front 6

GRIP
Group Risk Income Protection

Back 6

Provides revenue protection, but like GRP is based on NASS county averages.

Front 7

HRO
Harvest Revenue Option

Back 7

Provides harvest price fluctuation protection.

Front 8

Whole Farm Unit

Back 8

All acres in the county for ALL eligible crops. (Available for RA policies only) Provides a larger premium discount and creates a multiple crop revenue guarantee.

Front 9

Basic Unit

Back 9

All acres in the county of a particular crop by share. Premium Discount of 10%

Front 10

Optional Unit

Back 10

All acres in a section of a particular crop by share.

Front 11

Enterprise Unit

Back 11

All acres in the county of a crop. NO distinction by share nor section. Discount factor based on number of acres & sections planted.