Crop Hail Insurance

Front 1

Crop Yield

Back 1

The production per acre that the insured crop would reasonably be expected to produce at harvest. The production per acre is usually expressed in terms of bushels, pounds, tonage, etc.

Front 2

Direct Loss

Back 2

Only that damage to the insured crop caused by the initial impact of the insured peril.

Front 3

Feasible to Replant

Back 3

When the remaining growing season is considered sufficient for a crop to reach maturity.

Front 4

Hail

Back 4

Precipitation in the form of small bins or lumps, consisting of concentric layers of clear ice and compact snow, and does not include sleet and frozen or partly frozen rain.

Front 5

Harvest

Back 5

The act or process of gathering a crop.

Front 6

Insured Crop

Back 6

A crop described in the Schedule of Insurance which has been accepted by us for which a specific amount of insurance and premium charge has been indicated.

Front 7

NCIS

Back 7

National Crop Insurance Services

Front 8

Occurrence

Back 8

Exposure to the peril insured against.

Front 9

Replant

Back 9

To reseed or transplant due to the condition of the original crop.

Front 10

Representative Sample

Back 10

An amount of the planted crop that is sufficient to provide accurate appraisals of the crop, as determined by the company.

Front 11

Schedule of Insurance

Back 11

The list of crops, locations and amounts of insurance as contained in the policy as issued by us.

Front 12

Unit of Insurance

Back 12

Throughout this policy the acre is the unit of insurance. This means that the limit of insurance applying to a loss on any acre may not exceed the limit per acre in the Schedule of Insurance.