Comercial Auto Insurance

Front 1

Garage Coverage Form

Back 1

Designed specifically for vehicle dealers, including dealers that have repair operations on the business premises.

Front 2

Garage Coverage Form Includes

Back 2

Liability, garage keepers, and physical damage coverage.

Front 3

Symbol 30

Back 3

Customers' autos left with the insured for service, repair, storage, or safekeeping

Front 4

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Back 4

Physical damage coverage only for the dealers' autos, including owned autos, autos for sale, and autos on consignment.

Front 5

Truckers Coverage Form

Back 5

A modified version of the business auto coverage form that takes into consideration the special practices and regulations that apply to the trucking industry.

Front 6

Truckers Coverage Form includes

Back 6

Liability

Trailer Interchange

Physical Damage

Front 7

Symbol 48

Back 7

Trailers borrowed or leased by the named insured for which liability for loss has been assumed under a written trailer interchange agreement; applies to comprehensive, specified, causes of loss or collision coverage of trailer interchange coverage only.

Front 8

Symbol 49

Back 8

Trailers owned or hired by the named insured while the trailers are in someone else's possession under a written trailer interchange agreement.

Front 9

Trailer Interchange Insurance

Back 9

Covers damage to a specific trailer under the policy of the trucker in whose possession the trailer is at the time of loss.

Front 10

Motor Carrier

Back 10

Anyone who transports property by auto in a commercial enterprise, regardless of weather he was hired for that purpose.

Front 11

Motor Carrier Act of 1980

Back 11

Requires trucking companies to certify that they are able to meet financial obligations if they become liable for injury or damage arising from their trucking operation.

Front 12

Limits of Liability required by the Motor Carriers Act affect vehicles that have a gross weight of 10,000 pounds or more.

Back 12

$750,000 for interstate transportation of nonhazardous property.

$5,000,000 for interstate or intrastate transportation of large quantities of certain hazardous materials , such as compressed gas, radioactive materials, explosives or oil

$1,000,000 for interstate or intrastate transportation of oil or other hazardous waste.

Front 13

Drive Other Car Coverage Endorsement

Back 13

Extends the definition of a covered auto to include autos the named insured does not own, hire, or borrow while being used by the person named in the endorsement.

Front 14

Individual Named Insurance

Back 14

Extends personal auto coverage to immediate family members of the named insured.