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32 Cards in this Set

  • Front
  • Back

The 1866 Civil Rights Act prohibits discrimination on the basis of _________________________--

race

An owner who does not use the service of a broker and does not discriminate in advertising is _______________________________ from the Civil rights act of 1968

exempt (they are FSBO)

Lenders that refuse to make loans in certain geographical areas based on social or economic considerations are practicing ____________________-

REDLINING

According to the Americas with Disabilities Act, owners are required to make modifications to properties to comply with the Act whenever the modifications are __________________________________-

economically feasible

When a violation of Federal Fair Housing law is suspected, a ____________ can file a complaint with the __________________-

Complaintant - HUD

A violation of the Federal Fair Housing law is also a violation of _______________. Therefore, a licensee found guilty of a violation of the FFH would face possible disciplinary action by the ____________________.

Violated of fs 475 ( florida license law) and would face disciplinary action by the commission (FREC)

A landlord who maintains advance rents and security deposits in a ___________ is not required to pay interest on the funds being held.

non-interest bearing account

Federal law governing telephone soliciations prohibits calls to residences after_________________________

9 pm

A violation of the Florida Telephone Solicitation act could result in a fine up to_______________________

$10,000

What was the significance of the 1968 Jones v. Mayer Supreme Court ruling?




(a) Handicap and familial status protections were added.


(b) Certain exemptions were upheld for racial discrimination.


(c) Discrimination based on race was strictly prohibited, preventing exceptions of any kind.


(d) Persons with AIDs or HIV were designated as handicapped.

(c) Discrimination based on race was strictly prohibited, preventing exceptions of any kind.

All of the following are correct regarding the Americans With Disabilities Act (ADA), EXCEPT?




(a) Owners must make all accessibility modifications with no regard to the cost of improvement.


(b) ADA is intended to eliminate barriers that limit access to persons with disabilities.


(c) ADA mandates certain design specifications for accessibility.


(d) Owners of property open to the public may be required to remove barriers to accessibility.

(a) Owners must make all accessibility modifications with no regard to the cost of improvement.

Under the Florida Residential Landlord and Tenant Act, a landlord is required to do all of the following, EXCEPT:


(a) Bargain in good faith


(b) Provide maintenance sufficient to comply with code


(c) Notify tenants within 30 days of the manner in which security deposits and advance rents are being held


(d) Deposit advance rent and security deposits in an interest-bearing account

(d) Deposit advance rent and security deposits in an interest-bearing account

What must a landlord do if a security deposit is required?


(a) Deposit the funds in compliance with Chapter 475, Florida Statutes


(b) Notify the tenant of the location of the funds within 20 days of receiving the funds


(c) Pay interest at the rate of 5% per year, with disbursements at least once each year


(d) Return the funds within 15 days after the tenant vacates the premise or give notice of the intention to impose a claim against the security deposit by certified mail

(d) Return the funds within 15 days after the tenant vacates the premise or give notice of the intention to impose a claim against the security deposit by certified mail

What term is used to describe a situation in which a real estate licensee tells a customer an advertised property is NOT available for sale when, in fact, it is?


(a) Steering


(b) Restricting


(c) Conspiring


(d) Blockbusting

(a) Steering

What term is used to describe the actions of a broker who induces an owner to list or sell on the basis that the neighborhood is deteriorating due to minority influences?


(a) Steering


(b) Channeling


(c) Conspiring


(d) Blockbusting

(d) Blockbusting

All of the following are protected classes under the 1988 Amendment to the 1968 Fair Housing Act, EXCEPT:


(a) People with physical or mental impairments that do not limit major life activities


(b) Individuals with drug addiction problems


(c) Persons with acquired immune deficiency syndrome (AIDS) and recovering alcoholics


(d) Women who are pregnant and people with children under the age of 18

(a) People with physical or mental impairments that do not limit major life activities

A property owner is registered on both the state and federal "do not call" lists. Which statement correctly applies to solicitation calls to this owner by a licensee?


(a) Calls may only be made between 9:00 a.m. and 8:00 p.m.


(b) Calls may not be made when representing a buyer.


(c) Calls could result in a fine of up to $15,000.


(d) Calls are not permitted when attempting to obtain a listing.

(d) Calls are not permitted when attempting to obtain a listing.

A real estate licensee refuses to show properties in high-end neighborhoods to minority buyers. This licensee is engaged in which illegal practice?


(a) Blockbusting


(b) Steering


(c) Redirecting


(d) Redlining

(b) Steering

A real estate licensee attempts to induce sellers to list and sell their properties by starting rumors that minorities are taking over a neighborhood. What could the licensee be charged with?


(a) Blockbusting


(b) Steering


(c) Redlining


(d) Channeling

(a) Blockbusting

The Fair Housing Act of 1968 prohibits discrimination based on which of the following?


(a) Age


(b) Marital status


(c) Occupation


(d) National origin

(d) National origin

Discrimination based on religion is prohibited by which of the following legislation?


(a) Civil Rights Act of 1866


(b) Civil Rights Act of 1968


(c) Civil Rights Act of 1964


(d) Fair Housing Amendments of 1988

(b) Civil Rights Act of 1968

What is the maximum fine that may be imposed for a first time violation of the Florida Fair Housing Act?


(a) $5,000


(b) $10,000


(c) $25,000


(d) $50,000

(b) $10,000

What is the first step in the eviction process?


(a) The landlord notifies the tenant that they must cure the problem withn a specified time period or vacate the property.


(b) The sheriff posts a 24-hour notice of removal on the tenant's door.


(c) The county clerk issues an eviction summons.


(d) The landlord files a motion for default.

(a) The landlord notifies the tenant that they must cure the problem withn a specified time period or vacate the property.

When may a landlord commingle tenants' security deposits with other business funds?


(a) When the landlord pays the tenant 75% of the interest earned.


(b) When the landlord deposits the funds into a non-interest bearing escrow account.


(c) When the landlord posts a surety bond.


(d) When the landlord places the funds into an escrow account controlled by the property management company.

(c) When the landlord posts a surety bond.

What is another name for the Florida Fair Housing Act

Civil rights act of 1968

What is the civil rights act of 1968

Florida Fair housing act


Prohibits discrimination based on


color religion sex national origin

Civil rights act of 1866

prohibits race discrimination

Summary of protected classes acronym

Realtors can really sell nice houses fast


Race


Color


Religion


Sex


National Origin


Handicap


Family

HUD poster

Civil rights act requires brokers to display a Housing and Urban Development fair housing poster in all places of business, including model homes in subdivisions.

Florida fair housing

same as federal fair housing act in 1968


Penalities are $10,000 1st fine $25,000 - $50,000

Stigmatized properties

You do not have to disclose homicide, suicide, or death

Process for evicting a tenant

1) proper notice to tenant that they must vacate property


2) file a complaint with county clerk and they'll issue an eviction summons


3) sheriff gives a 24-hour notice of removal on the tenants door