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476 Cards in this Set
- Front
- Back
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bienes
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goods, assets (m)
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casa matriz
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main office
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divisa
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currency
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remesas
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$ made in one country (ex. US), sent home to another (ex. Mexico)
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elaborar
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to manufacture
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Exito
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success
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gerencia
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management
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mano de obra
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labor, workers (f)
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mercancIa
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merchandise, goods
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oferta
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offer, sale, supply
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pasantIa
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internship
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prActica
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practice, internship
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Producto Interno Bruto (PIB)
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Gross Domestic Product (GDP)
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recurso
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resource
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sucursal
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branch office (f)
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administraciOn
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decisiones y acciones tomadas en la direcciOn de una empresa o de cualquier organizaciOn
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agrIcola
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(m/f) relacionado con la agricultura
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comercio
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negociaciOn para la compra, venta o cambio (permuta) de bienes con el objetivo de ganar dinero; comunicaciOn y trato de unos pueblos o individuos con otros
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comercio internacional
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el que se realiza con otros paIses fuera del territorio nacional
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comercio multinacional
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tiene operaciones internacionales, pero con una perspectiva global y sin deber lealtad a ningUn paIs
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comercio nacional
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el que ocurre dentro del territorio nacional de un paIs
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consumidor/a
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persona que compra o que usa bienes y servicios para satisfacer sus necesidades
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contexto
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orden de composiciOn o tejido de ciertas cosas; hilo de la historia o uniOn de cosas que se enlazan
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contrato
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pacto o convenio escrito u oral entre personas que se comprometen a algo determindado, y a cuyo cumplimiento pueden ser compelidas legalmente
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cultura
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todo lo que se aprende, comparte y comunica de una generacIon a otra por medio de los padres, las organizaciones sociales, los gobiernos, las escuelas, las iglesias y los grupos informales; un sistema de conducta y de costumbres, tradiciones, ideas y creencias aprendidas que caracteriza a los miembros de una sociedad
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dejo
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modo particular de pronunciaciOn o acento particular de determinada regiOn
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demanda
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mercancIas y servicios que necesitan o desean los consumidores en un momento y a un precio determinado
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demografIa
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estudio cientIfico de las poblaciones segUn su nUmero, composiciOn (por sexo, grupos etarios, etnicidad, etc.) distribuciOn, desarrollo y otras caracterIsticas
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distribuciOn
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asignaciOn a cada uno de lo que le corresponde; trasnporte de bienes y servicios
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economIa
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administraciOn razonable de los recursos y bienes; el conjunto de actividades respecto a la producciOn y al consumo de riquezas; se caracteriza por la escasez de bienes y recursos y por la oferta y demanda; en otras palabras, se trata de cOmo abastecer y satisfacer las necesidades y los deseos de los consumidores y usuarios
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economIa global
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conjunto de relaciones comerciales y econOmicas de los paIses del mundo
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ensamblar
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unior o juntar partes de algo (como las piezas de un automOvil o de un mueble)
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escasez
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falta de una cosa (f)
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filial
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compaNIa subsidiaria (f)
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gerencia
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administraciOn o direcciOn de los negocios
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gerente
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(m/f) persona que dirige un negocio
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globalizaciOn
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actividad econOmica y comercial a nivel mundial
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hiperinflaciOn
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tasa de inflaciOn anual mayor de 25%
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industria
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conjuto de operaciones destinadas a transformar materias primas en productos Utiles para los consumidores y usuarios; se refiere especialmente a la minerIa, la manufactura y la construcciOn
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inflaciOn
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desequilibrio econOmico caracterizado por la subida general de precios y que proviene de la circulaciOn excesiva de papel moneda
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materia prima
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materiales (vegetales, animales, minerales) que se transforman por medio de la elaboraciOn industrial
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mercaderIa
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cualquier gEnero vendible; artIculos que se pueden comprar y vender
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mercado
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lugar pUblico designado para vender, comprar o cambira mercancIas; paIs (o regiOn) con el cual comercia otro paIs
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poblaciOn
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nUmero de personas que constituyen un pueblo o una naciOn
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Producto Interno Bruto (PIB)
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suma de la riqueza nacional producida dentro del territorio nacional (se relaciona con el comercio interior)
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Producto Interno o Nacional Bruto per cApita
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PIB o PNB dividido por el nUmero de habitantes del paIs
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Producto Nacional Bruto (PNB)
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suma de la riqueza total producida por una naciOn (PIB mAs las exportaciones e importaciones, comercio interior + exterior)
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sede
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f. oficina central
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servicio
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ayuda o atenciOn concedidad por una persona u organizaciOn; es algo intangible
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sucursal
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(f) un establecimiento situado en distinto lugr que la oficina central o casa matriz de la cual depende (BRANCH)
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supranacional
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empresa que verdaderamente haya superado toda vinculaciOn nacional
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trabajo
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fuerza humana aplicada a la producciOn de riqueza
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transnacional
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empresa caracterizada por una administraciOn compartida por representantes de varios paIses
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usuario/a
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persona que usa algo
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abarcar
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to encompass, to include
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acciOn
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share, stock
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accionista
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(m/f) shareholder, stockholder
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acreedor
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creditor
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activo
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asset
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acuerdo
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agreement
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activo
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asset
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acuerdo
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agreement
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administrador
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manager
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ahijado
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godchild
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a menudo
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often
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aportaciOn
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contribution
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asesoramiento
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advising
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beneficio
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profit, benefit
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benEficio
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charitable
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bien de consumo (m)
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consumer good
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bolsa
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securities exchange, stock market
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bono
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bond
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casa matriz
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home or main office
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cava
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champagne
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cobrar
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to charge, colelct, cash
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comercializaciOn
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marketing, selling
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comerciante
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(m/f) merchant
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comerciar
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to trade, sell, do business
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comercio
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business, commerce, trade
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compadrazgo
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relationship between the god-father/
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compraventa
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buying and selling, sales and purchases
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convenio
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agreement
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convenir (ie)
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to suit, agree
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cumpleaNos
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birthday
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derecho
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right, law
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mercantil
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business law
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desarrollo
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development
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desempleo
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unemployment
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detallista (m/f)
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retailer
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deuda
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debt
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direcciOn
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management
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directivo (adj)
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managerial
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directivo (n)
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director, board
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disponibilidad
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availability
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divisa
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foreign currency
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donativo
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donation
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emitir
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to issue
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emprender
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to undertake to do something
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empresa colectiva
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partnership
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empresa estatal
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state-controlled company
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empresa individual
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sole proprietorship ??
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empresa mediana
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mid-size company
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empresa mercantil
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commercial company
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empresa mixta
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company controlled by government and private enterprise
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empresa pequeNa
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small business
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empresa privada
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private company
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empresa productora
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manufacturer
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empresa pUblica
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public company
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empresarial (adj)
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company
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empresario
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emplyoer, manager
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encarte central
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(m) centerfold ?
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enchufe
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(m) "pull," influence
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enlace activo
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(m) hyperlink
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estatal
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government-run
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estructuraciOn de precios
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pricing
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fallecer
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to die
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filial
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(f) subsidiary, branch
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financiero
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financial
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fomentar
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to encourage, promote
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fondo
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fund
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fusiOn de empresas
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merger
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fusionar
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to merge
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ganancia
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earning, income, profit
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gasto
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expense
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gestiOn
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management
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hostelerIa
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hotel management
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Indice de paro
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(m) unemployment rate
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indumentaria
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clothes, clothing
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ingreso
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income, revenue
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inversiOn
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investment
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invertir (ie)
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to invest
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investigaciOn y desarrollo
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research and development
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junta directiva o de directores/ consejo directivo
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board of directors
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ley
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(f) law
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ley arancelaria
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custom law
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ley mercantil
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business law
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mano de obra (f)
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workforce
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materia prima
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raw material
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mayorista
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(m/f) wholesaler
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minorista
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(m/f) retailer
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minuta
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summary, rough draft
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moneda
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national currency, coin
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negocio en participaciOn
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joint venture
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obligaciOn
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liability, debt
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padrinos
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godparents
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palanca
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"pull," influence
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patria chica
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hometown, county, or state
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patrimonio
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wealth, estate, assets
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pErdida
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loss
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pericia
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expertise
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perito
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expert
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personal
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(m) personnel
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presunto
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presumed, anticipated
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propietario
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owner
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proveedor
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supplier
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quehacer
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(m) task, duty
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razOn social
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(f) company name
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recompensa
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compensation
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regir (i)
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to control, be in effect
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Registro PUblico de Comercio
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Public Business Register
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renta
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income, revenue
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rentable
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profitable
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seNas
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(f) address
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socio activo o colectivo
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active partner
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socio comanditario
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silent partner
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soler (ue)
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to be or do frequently, be in the habit of
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solidario
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joint
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solventar
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to settle (e.g, a debt)
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sucursal
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(f) branch, subsidiary
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supuesto
|
supposition (?), hypothetical situation
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tasa de cambio
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rate of exchange
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tratado
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treaty
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usuario
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user
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utilidad
|
usefulness, profit, benefit
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viAticos
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travel allowance, per diem (?), meals and lodging
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dueNo
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owner
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empresa
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company, enterprise
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empresa individual o simple
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soel proprietorship
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lucro
|
gain, profit
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responsabilidad social
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company liability
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sociedad
|
company, firm
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sociedad anOnima
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corporation
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sociedad colectiva o en nombre colectivo
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(joint) partnership
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sociedad comanditaria o en comandita
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silent partnership
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sociedad de capital
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capital company??
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sociedad de responsabilidad limitada
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limited liability company
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socieded mercantil
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commercial or trading company
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socio
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partner
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administraciOn
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administration, management
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administrador/a
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manager
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aguinaldo
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Christmas bonus
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altibajos
|
ups and downs
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alto mando
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upper management
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aplazar
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to postpone
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asesor/a
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consultant, adviser
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aviso
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ad, advertisement, warning, announcement
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bajo mando
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first-line management
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bolsa de empleo
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employment agency
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buenos modales
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good manners
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bUsqueda
|
search
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capacitaciOn
|
training
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carpeta
|
folder
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cazacerebros (m/f)
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headhunter
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cazatalentos (m/f)
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headhunter, talent scout
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cita
|
appointment
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clave (f)
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key, important element
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cumplimiento
|
fulfillment, achievement
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demora
|
delay
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desempeNo
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performance, fulfillment, a carrying out of duties
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desventaja
|
disadvantage
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direcciOn
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management, board of directors; direction
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disponibilidad (f)
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availability
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educaciOn
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manners, upbringing; schooling, education (in Latin America)
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eficacia
|
effectiveness
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ensamblaje (m)
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assembly
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entrega de bachillerato
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high-school graduation
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finanzas
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finance
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fomentar
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to foster, encourage, promote
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formaciOn
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education, formation
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fracaso
|
failure
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funcionario
|
staff member, employee, oficial
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gerente (m/f)
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manager
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gestor/a
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manager, business representative
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guiar
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to guide, direct
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imprescindible
|
indispensable
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indistinto
|
immaterial (does not matter)
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interventor/a
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comptroller?, auditor
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inversionista (m/f)
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investor
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jornal (m)
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day's wages
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lIder (m)
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leader
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liderar
|
to lead
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liderazgo
|
leadership
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llevar a cabo
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to carry out, conclude
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maletIn (m)
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briefcase
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maquiladora
|
assembly plant, in-bond plant
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medio mando
|
middle management
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nombramiento
|
appointment (to a position)
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obrero
|
worker, blue-collar worker, laborer
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pauta
|
model, guideline
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plazo
|
time period, deadline
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postulante (m/f)
|
job candidate, applicant
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prescindible
|
dispensable
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realizar
|
to accomplish, carry out, perform
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recompensa
|
compensation
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recurso
|
resource
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retribuido
|
compensated, repaid
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sacar de apuro
|
to bail out, help
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salario
|
wages, pay
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trato
|
treatment, manner of dealing with
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trunco
|
incomplete, not finished
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tutearse
|
to use the familiar form of address, deal with someone on a first-name basis
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tuteo
|
the familiar form of address, first-name basis
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ventaja
|
advantage
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activo
|
asset, assets
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balance general (m)
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balance sheet
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banca
|
banking (the banking industry)
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banco
|
bank (building)
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contabilidad
|
accounting
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cuenta
|
account
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cuenta corriente
|
checking account
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cuenta de ahorros
|
savings account
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cuentacorrentista (m/f)
|
current accoutn holder
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estado
|
statment
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estado de cuenta
|
statement of account
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estado de ganancias y pErdidas
|
profit and loss or income statement
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partida doble
|
double-sided entry (accounting)???
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pasivo
|
liability, liabilities
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abonar
|
to pay
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a corto (largo, medio) plazo
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in the short (long, mid-) term
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acreedor/a
|
creditor
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activo
|
assets
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ahorrar
|
to save
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ahorro-depOsito
|
savings deposit?
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ahorros
|
savings
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al contado
|
savings
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AL CONTADO
|
CASH**** (REAL DEFINITION)
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a plazo fijo
|
fixed term
|
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arriendo
|
rent, lease
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asentar (ie)
|
to note, enter
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asesoramiento
|
advice, consultation
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asiento
|
entry
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auditorIa
|
auditorship, auditing
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balance de comprobaciOn (m)
|
trial balance ???
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balance general
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balance sheet
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banquero
|
banker
|
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banquero
|
banker
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billOn
|
trillion in US system
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caja
|
cash register
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caja de ahorros
|
savings bank ??
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caja de seguridad
|
safety deposit box ??
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cajero
|
cashier
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cancelar
|
to pay off, settle
|
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capital pagado
|
owner's equity ??
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capital social (m)
|
capital stock ??/
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cheque (m)
|
check
|
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cheque al portador (m)
|
check to the bearer ??
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cheque bancario
|
bank check
|
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cheque de administraciOn
|
cashier's check ???
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cheque en descubierto, cheque sin fondos
|
overdrawn check (NSF: insuffient funds) ?
|
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cheque nominativo
|
check to a designated payee
|
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cobrar
|
to cash, charge
|
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conjunto (adj)
|
joint (account)
|
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contable (m/f/adj)
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accountant, accounting
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contable fiscal
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government accountant
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contable pUblico titulado
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certified public accountant
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contadurIa
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accounting
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costo de ventas
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cost of goods sold
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cuenta
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account
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cuenta conjunta
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joint account
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cuenta mancomunada
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joint account
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cuenta por cobrar
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account receivable ??
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cuenta por pagar
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account payable ???
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custodiar
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to keep, hold, take care of
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debe (m)
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debt
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dEbito
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debit
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depositante (m/f)
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depositor
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depOsito
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deposit
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depOsito a la demanda
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demand deposit ??
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depOsito a plazo fijo
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time deposit ??
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devengar
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to yield, earn (interest)
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devoluciOn
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refund, repayment
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diario
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book of original entry, general journal ???
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efectivo
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cash
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ejercicio
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accounting period, fiscal year
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enchufe (m)
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"pull," influence
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endosante (m/f)
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endorser
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endosar
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to endorse
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endosatario
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endorsee
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enterarse de
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to find out
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equipo de almacEn
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plant equipment
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estado
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statement
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estado contable
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accounting statement ?
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estado de flujo de caja
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cash flow statement ??
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estado de ganancias retenidas
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statement of retained earnings ??
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estado de gancias y pErdidas
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profit and loss statement
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estado financiero
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financial statement ??
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factura
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invoice ??
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flujo de caja
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cash flow
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flujo de caja de efectivo
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cash flow
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formulario
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(printed) form
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ganancias retenidas
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retained earnings ? (vs. gastos- costs, expenses etc.)
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gastos
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costs, expenses
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girado
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drawee
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girador/a
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drawer of check or draft ???
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girar
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to draw, issue
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haber (m)
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credit, assets
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hacer constar
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to point out, indicate
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importe (m)
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account, price, cost
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ingreso
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receipt, revenue, income
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letras por pagar
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bills (of exchange) payable
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librado
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drawee ???
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librador/a
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drawer
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librar
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to draw or issue (like girar- to draw or issue)
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libro mayor
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ledger ??
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mancomunado
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joint
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obligaciones
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liabilities
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otorgar
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to give, grant
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pagarE (m)
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promissory note (I.O.U)
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pase (m)
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entry (ledger) ???
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pasivo
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liabilities
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pasivo circulante
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current liabilities ???
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pasivo fijo
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fixed liabilities ???
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patrimonio
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wealth, estate capital, net worth
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pedir prestado
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to borrow
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portador/a
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bearer ??
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prestamista (m/f)
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lender
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prEstamo comercial
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commercial loan ??
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prestatario
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borrower
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presupuesto
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budget
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recaudo
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collection (de que???)
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recibo
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receipt
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rentabilidad
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profitability
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retirar
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to withdraw
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saldo
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balance of an account
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saldo acreedor
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credit balance ???
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saldo deudor
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debit balance ??
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saldo de utilidad neta
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net profit ??
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saldo so pena de
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under penalty of
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tenedor/a
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holder, bearer ?? (de que??)
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tipo
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rate (of interest, exchange)
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tomar prestado
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to borrow
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viAticos
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travel allowance, expenses
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acciOn
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stock
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acciOn ordinaria
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common stock ??
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acciOn preferente
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preferred stock ??
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bolsa de valores
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stock market
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bolsista (m/f)
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stock broker
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caja fuerte
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safe
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cartera de acciones
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stock portfolio ??
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fuente (f)
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source
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hucha
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piggy bank, money box
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inversionista (m/f)
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investor
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prEstamo
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loan
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vencimiento
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maturity ???
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acciOn
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stock
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acciOn comUn (ordinaria)
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common stock
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acciOn cotizada en menos de un dOlar
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penny stock
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acciOn preferida (prioritaria/privilegiada)
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preferred stock
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adjudicaciOn de beneficios
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awarding of percentage of investment earnings
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administraciOn del riesgo
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risk management
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aguantar
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to bear, tolerate
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al portador
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to be the bearer
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altavoz (m)
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loudspeaker
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aportar
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to contribute, furnish
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aportar fondos
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to finance
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autofinanciaciOn
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self-financing
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azotado
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lashed, whipped
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bolsa
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stock market
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bolsa alcista
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bull market, rising market
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bolsa bajista
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bear market, falling market
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bolsa de comercio
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stock exchange, stock market
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bolsa de valores
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stock exchange, stock market
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bolsista (m/f)
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stockbroker
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bono
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bond
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bono de ahorro
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savings bond
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bono del estado
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government bond, treasury bond
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bono del Tesoro
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treasury bond
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bono de sociedad anOnima (de corporaciOn)
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corporate bond
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bursAtil (adj)
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relating to stock exchange or securities market
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cambio de divisas
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exchange rate
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carne de res (m)
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beef
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cesiOn registrada
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recorded transfer of securities
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corredor/a (de acciones o de bolsa)
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stockbroker
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crEdito comercial
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commercial credit
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cuna
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cradle
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debidamente
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duly, properly
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desfalco
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embezzlement
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devenir
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to become
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dividendo
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dividend
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dividendo diferido
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deferred dividend ??
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emisiOn de acciones
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issue of a security, stock
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emprEstito
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loan
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envejecer
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to age, grow older
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financiaciOn (financiamiento)
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financing
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financiaciOn externa
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external financing
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financiaciOn por medio de obligaciones
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debt financing ??
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financiar
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to finance
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frigorIfico
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meat-packing plant
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garantIa subsidiaria (de colateral)
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collateral guaranty or security
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impago
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nonpayment ??
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impositivo
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tax-related
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intereses periOdicos acumulados
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periodic accrued ?? interest (interest accumulated over time)
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inversor/a
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investor
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liquidar
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to settle, liquidate
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matagalAn
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lady-killer ???
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mobiliario
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furniture, furnishings
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nominativo
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bearing a person's name, registered (bond)
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obligaciOn
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bond
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obligaciOn contributaria
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tax liability ???
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obligaciOn corporativa
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corporate bond, debt or bond; equity financing
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pico
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mouth
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postergar
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to postpone
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prenda
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security, pledge, guarantee
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prendario
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guaranteed, secured
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presa
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dam
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prestador/a
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lender
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prEstamo
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loan
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prEstamo a sola firma
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unsecured loan, signature loan
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prEstamo garantizado
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secured loan
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prEstamos no grantizado
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unsecured loan
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prEstamo prendario
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secured loan
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prEstamo sin cuaciOn
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unsecured loan
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prestar juramento
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to be sworm in (as president)
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prestatario
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borrower
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principal (m)
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principal, capital
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reembolso
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reimbursement, repayment
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reintegro
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reimbursement, repayment
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reubicaciOn
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relocation
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rompehielos (m/s/pl)
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icebreaker
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saldo desfavorable
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trade deficit, unfavorable balance of trade
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tItulo
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bond, security
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valores (m)
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securities, bonds, assets, valuables
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valores de primera clase (de mAs alta categorIa)
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blue- chip stock
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valores no vendidos (cotizados) en la bolsa
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over the counter market (OTC) securities
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valor nominal (m)
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face or nominal value
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vencimiento
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maturity
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