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10 Cards in this Set
- Front
- Back
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What does no fault insurance cover?
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Only personal injuries (medical and lost pay), not property damage
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Who is covered by no fault insurance?
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1. the owner of the car
2. anyone driving the owner's car 3. any passengers injured in the owner's car 4. any pedestrians injured by the owner's car |
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Who can't recover no fault insurance?
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1. a drunk driver
2. drag racers 3. car thieves 4. other fleeing felons |
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What is the max to collect from no fault insurance?
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$50k
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When can you sue in tort, notwithstanding no fault?
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plead past the threshold - demonstrate that your injuries arein excess of the statutory threshold.
Two ways to plead past the threshold: 1. suffered serious injury 2. show that you have damages in excess of what the statute calls basic economic loss. |
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Does no fault recovery ever include pain and suffering?
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no
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Is no fault insurance portable?
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Yes, if injured in CT can still recover
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How do you show that you suffered a serious injury to plead past the no fault threshold?
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1. suffered death
2. suffered dismemberment 3. significant disfigurement 4. serious fracture 5. permanent or total loss of a bodily organ or bodily function |
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Can you recover no fault and sue for negligence?
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Yes
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How do you show damages in excess of what the statute calls basic economic loss?
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"Medical expenses + lost income + $25/day
if the sum is higher than $50k you have serious economic loss and can sue in tort lost income = up to $2k/month" |
