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### 65 Cards in this Set

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 (white) left arrow erases last character. orange, CLSigma clears statistics memory. orange / C ALL clears all memory. FUNCTION for PERCENTAGES: time value of money calculates: loans, savings, leases, and amortization schedules. FUNCTION for PERCENTAGES: interst conversion calculates: nominal and effective rates. FUNCTION for PERCENTAGES: cash flows calculates: net present value and internal rate of return. (NPV & IRR) FUNCTION for PERCENTAGES: business percentages calculate: percent change, markup, and margin calculations. FUNCTION for PERCENTAGES: statistics calculates: mean, standard deviation, correlation coefficient, and linear regression forecasting, etc. CST cost. PRC price. MAR margin. MU markup. Add 15% to \$17.50. What is 15% more than \$17.50? 17.50 + 15% = Find the margin if the cost is \$15.00 and selling price is \$22.00. 15 CST 22 PRC MAR calculates margin at \$31.82 If the cost is \$20.00 and the markup is 33%, what is the selling price? 20 CST 33 MU PRC calculates price at \$26.60 FUNCTIONS for MEMORY KEYS: K stores a constant operation. FUNCTIONS for MEMORY KEYS: -->M Stores a value in the M register (memory location). FUNCTIONS for MEMORY KEYS: RM recalls a value from the M register. FUNCTIONS for MEMORY KEYS: M+ adds a value to the number stored in the M register. FUNCTIONS for MEMORY KEYS: oranger / STO stores a value in a numbered register. FUNCTIONS for MEMORY KEYS: RCL recalls a value from a numbered register. multiply 17, 22, and 25 by 7, storing "x 7" as a constant operation. 17 x 7 K (shows 7.00) = 119.00 22= 154.00 25= 175.00 store 519 in register 2, then recall it. 519 orange / STO 2 C RCL 2 FUNCTIONS for TVM KEYS: (time value of money) explanation: Enter any four of the five values and solve for the fifth. a negative sign in the display represents money paid out; money received is positive. FUNCTIONS for TVM KEYS: (time value of money) N number of payments. FUNCTIONS for TVM KEYS: (time value of money) I/YR interest per year. FUNCTIONS for TVM KEYS: (time value of money) PV present value. FUNCTIONS for TVM KEYS: (time value of money) PMT payment. FUNCTIONS for TVM KEYS: (time value of money) FV future value. FUNCTIONS for TVM KEYS: (time value of money) orange / BEG/END begin or end mode. orange / P/YR number of payments per year mode. If you borrow \$14,000 (PV) for 360 months (N) at 10% interest (I/YR), what is the monthly repayment? * Set to END mode. * Press orange / BEG/END if BEGIN annunciator is displayed. * 12 orange P/YR (sets payments per year) * 360 N (enters # of pmts) * 10 I/YR (enters interst/yr) * 14000 PV (enters present value * 0 FV (enters future value) * PMT (calculates payment if paid at end of period) - 122.86 360 months = years 180 months = years 30 years. 15 years. amortize To provide for the gradual extinguishment of (as a mortgage) usually by contribution to a sinking fund at the time of each periodic interest payment. FUNCTION KEYS AMORTIZATION: orange / AMORT to enter the periods to amortize FUNCTION KEYS AMORTIZATION: PRIN principal . FUNCTION KEYS AMORTIZATION: INT interest. FUNCTION KEYS AMORTIZATION: BAL balance values. Interest rate conversion calculations, explanation: To convert between nominal and effective interest rates, enter the known rate and the number of periods per year, then solve for the unknown rate. FUNCTION KEYS for INTEREST RATE CONVERSION: orange / NOM% Nominal interest percent. FUNCTION KEYS for INTEREST RATE CONVERSION: orange / EFF% Effective interest percent. FUNCTION KEYS for INTEREST RATE CONVERSION: orange / P/YR Periods per year. Find the annual effective interest rate of 10% nominal interest compounded monthly. *10 orange / NOM% * 12 orange / P/YR *orange / EFF% (calculates annual effective interest... at 10.47) Nominal interest rate: ? Effective interest rate: ? FUNCTION KEYS: IRR/YR and NPV: What they are for: (internal rate of return and net present value - for measuring cash flow) FUNCTION KEYS: IRR/YR and NPV: orange / P/YR number of periods per year (default is 12) FUNCTION KEYS: IRR/YR and NPV: CFj Cash flows, up to 15. "j" identifies the cash flow number. FUNCTION KEYS: IRR/YR and NPV: orange / Nj Number of consecutive times cash flow "j" occurs. FUNCTION KEYS: IRR/YR and NPV: orange / IRR/YR internal rate of return per year. FUNCTION KEYS: IRR/YR and NPV: orange / NPV Net present value. If you have an intital cash outflow of \$40,000, followed by monthly cash inflows of \$4,700, \$7,000, \$7,000, and \$23,000, what is the IRR/YR? What is the IRR per month? * orange / C ALL * 12 orange P/YR * 40000<+/=>CFj * 4700 CFj * 7000 CFj * 2 orange Nj * 23000 CFj * orange IRR/YR * / 12 = What is the NPV if the discount rate is 10%? * 10 I/YR * orange / NPV * answer 622.85 FUNCTION KEYS: STATISTICS: orange / CLSigma Clear statistical registers. FUNCTION KEYS: STATISTICS: <#> S+ Enter one-variable statistical data. FUNCTION KEYS: STATISTICS: <#> orange / S- delete one-variable statistical data. FUNCTION KEYS: STATISTICS: <#1> INPUT <#2> S+ Enter two-variable statistical data. FUNCTION KEYS: STATISTICS: <#1> INPUT <#2> orange S- delete two-variable statistical data. FUNCTION KEYS: STATISTICS: orange, x-hat/y-hat, orange, SWAP means of X and Y FUNCTION KEYS: STATISTICS: orange, X-hat x means of X weighted by Y FUNCTION KEYS STATISTICS: orange, Sx/Sy, orange, SWAP sample standard deviations of X and Y. FUNCTION KEYS STATISTICS: orange, SigmaX/SigmaY, orange, SWAP population standard deviations of X and Y. FUNCTION KEYS STATISTICS: y-value, orange, x-hat r, orange, SWAP estimate of X and correlation coefficient. FUNCTION KEYS STATISTICS: x-value, orange, y-hat m estimate of Y. FUNCTION KEYS STATISTICS: 0, orange, y-hat m, orange, SWAP y-intercept and slope.