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65 Cards in this Set

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(white) left arrow
erases last character.
orange, CLSigma
clears statistics memory.
orange / C ALL
clears all memory.
FUNCTION for PERCENTAGES:

time value of money calculates:
loans, savings, leases, and amortization schedules.
FUNCTION for PERCENTAGES:

interst conversion calculates:
nominal and effective rates.
FUNCTION for PERCENTAGES:

cash flows calculates:
net present value and internal rate of return. (NPV & IRR)
FUNCTION for PERCENTAGES:

business percentages calculate:
percent change, markup, and margin calculations.
FUNCTION for PERCENTAGES:

statistics calculates:
mean, standard deviation, correlation coefficient, and linear regression forecasting, etc.
CST
cost.
PRC
price.
MAR
margin.
MU
markup.
Add 15% to $17.50.

What is 15% more than $17.50?
17.50 + 15% =
Find the margin if the cost is $15.00 and selling price is $22.00.
15 CST
22 PRC
MAR
calculates margin at $31.82
If the cost is $20.00 and the markup is 33%, what is the selling price?
20 CST
33 MU
PRC
calculates price at $26.60
FUNCTIONS for MEMORY KEYS:

K
stores a constant operation.
FUNCTIONS for MEMORY KEYS:

-->M
Stores a value in the M register (memory location).
FUNCTIONS for MEMORY KEYS:

RM
recalls a value from the M register.
FUNCTIONS for MEMORY KEYS:

M+
adds a value to the number stored in the M register.
FUNCTIONS for MEMORY KEYS:

oranger / STO
stores a value in a numbered register.
FUNCTIONS for MEMORY KEYS:

RCL
recalls a value from a numbered register.
multiply 17, 22, and 25 by 7,
storing "x 7" as a constant operation.
17 x 7 K (shows 7.00)
= 119.00
22= 154.00
25= 175.00
store 519 in register 2, then recall it.
519 orange / STO 2
C
RCL 2
FUNCTIONS for TVM KEYS:
(time value of money)
explanation:
Enter any four of the five values and solve for the fifth.

a negative sign in the display represents money paid out; money received is positive.
FUNCTIONS for TVM KEYS:
(time value of money)

N
number of payments.
FUNCTIONS for TVM KEYS:
(time value of money)

I/YR
interest per year.
FUNCTIONS for TVM KEYS:
(time value of money)

PV
present value.
FUNCTIONS for TVM KEYS:
(time value of money)

PMT
payment.
FUNCTIONS for TVM KEYS:
(time value of money)

FV
future value.
FUNCTIONS for TVM KEYS:
(time value of money)

orange / BEG/END
begin or end mode.
orange / P/YR
number of payments per year mode.
If you borrow $14,000 (PV) for 360 months (N) at 10% interest (I/YR), what is the monthly repayment?
* Set to END mode.
* Press orange / BEG/END if BEGIN annunciator is displayed.
* 12 orange P/YR (sets payments per year)
* 360 N (enters # of pmts)
* 10 I/YR (enters interst/yr)
* 14000 PV (enters present value
* 0 FV (enters future value)
* PMT (calculates payment if paid at end of period)
- 122.86
360 months = years
180 months = years
30 years.
15 years.
amortize
To provide for the gradual extinguishment of (as a mortgage) usually by contribution to a sinking fund at the time of each periodic interest payment.
FUNCTION KEYS AMORTIZATION:

orange / AMORT
to enter the periods to amortize
FUNCTION KEYS AMORTIZATION:

PRIN
principal .
FUNCTION KEYS AMORTIZATION:

INT
interest.
FUNCTION KEYS AMORTIZATION:

BAL
balance values.
Interest rate conversion calculations, explanation:
To convert between nominal and effective interest rates, enter the known rate and the number of periods per year, then solve for the unknown rate.
FUNCTION KEYS for INTEREST RATE CONVERSION:

orange / NOM%
Nominal interest percent.
FUNCTION KEYS for INTEREST RATE CONVERSION:

orange / EFF%
Effective interest percent.
FUNCTION KEYS for INTEREST RATE CONVERSION:

orange / P/YR
Periods per year.
Find the annual effective interest rate of 10% nominal interest compounded monthly.
*10 orange / NOM%
* 12 orange / P/YR
*orange / EFF% (calculates annual effective interest... at 10.47)
Nominal interest rate:
?
Effective interest rate:
?
FUNCTION KEYS: IRR/YR and NPV:

What they are for:
(internal rate of return and net present value - for measuring cash flow)
FUNCTION KEYS: IRR/YR and NPV:

orange / P/YR
number of periods per year (default is 12)
FUNCTION KEYS: IRR/YR and NPV:

CFj
Cash flows, up to 15.

"j" identifies the cash flow number.
FUNCTION KEYS: IRR/YR and NPV:

orange / Nj
Number of consecutive times cash flow "j" occurs.
FUNCTION KEYS: IRR/YR and NPV:

orange / IRR/YR
internal rate of return per year.
FUNCTION KEYS: IRR/YR and NPV:

orange / NPV
Net present value.
If you have an intital cash outflow of $40,000, followed by monthly cash inflows of $4,700, $7,000, $7,000, and $23,000, what is the IRR/YR?

What is the IRR per month?
* orange / C ALL
* 12 orange P/YR
* 40000<+/=>CFj
* 4700 CFj
* 7000 CFj
* 2 orange Nj
* 23000 CFj
* orange IRR/YR
* / 12 =
What is the NPV if the discount rate is 10%?
* 10 I/YR
* orange / NPV
* answer 622.85
FUNCTION KEYS: STATISTICS:

orange / CLSigma
Clear statistical registers.
FUNCTION KEYS: STATISTICS:

<#> S+
Enter one-variable statistical data.
FUNCTION KEYS: STATISTICS:

<#> orange / S-
delete one-variable statistical data.
FUNCTION KEYS: STATISTICS:

<#1> INPUT <#2> S+
Enter two-variable statistical data.
FUNCTION KEYS: STATISTICS:

<#1> INPUT <#2> orange S-
delete two-variable statistical data.
FUNCTION KEYS: STATISTICS:

orange, x-hat/y-hat, orange, SWAP
means of X and Y
FUNCTION KEYS: STATISTICS:

orange, X-hat x
means of X weighted by Y
FUNCTION KEYS STATISTICS:

orange, Sx/Sy, orange, SWAP
sample standard deviations of X and Y.
FUNCTION KEYS STATISTICS:

orange, SigmaX/SigmaY, orange, SWAP
population standard deviations of X and Y.
FUNCTION KEYS STATISTICS:

y-value, orange, x-hat r, orange, SWAP
estimate of X and correlation coefficient.
FUNCTION KEYS STATISTICS:

x-value, orange, y-hat m
estimate of Y.
FUNCTION KEYS STATISTICS:

0, orange, y-hat m, orange, SWAP
y-intercept and slope.