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65 Cards in this Set
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 Back
(white) left arrow

erases last character.


orange, CLSigma

clears statistics memory.


orange / C ALL

clears all memory.


FUNCTION for PERCENTAGES:
time value of money calculates: 
loans, savings, leases, and amortization schedules.


FUNCTION for PERCENTAGES:
interst conversion calculates: 
nominal and effective rates.


FUNCTION for PERCENTAGES:
cash flows calculates: 
net present value and internal rate of return. (NPV & IRR)


FUNCTION for PERCENTAGES:
business percentages calculate: 
percent change, markup, and margin calculations.


FUNCTION for PERCENTAGES:
statistics calculates: 
mean, standard deviation, correlation coefficient, and linear regression forecasting, etc.


CST

cost.


PRC

price.


MAR

margin.


MU

markup.


Add 15% to $17.50.
What is 15% more than $17.50? 
17.50 + 15% =


Find the margin if the cost is $15.00 and selling price is $22.00.

15 CST
22 PRC MAR calculates margin at $31.82 

If the cost is $20.00 and the markup is 33%, what is the selling price?

20 CST
33 MU PRC calculates price at $26.60 

FUNCTIONS for MEMORY KEYS:
K 
stores a constant operation.


FUNCTIONS for MEMORY KEYS:
>M 
Stores a value in the M register (memory location).


FUNCTIONS for MEMORY KEYS:
RM 
recalls a value from the M register.


FUNCTIONS for MEMORY KEYS:
M+ 
adds a value to the number stored in the M register.


FUNCTIONS for MEMORY KEYS:
oranger / STO 
stores a value in a numbered register.


FUNCTIONS for MEMORY KEYS:
RCL 
recalls a value from a numbered register.


multiply 17, 22, and 25 by 7,
storing "x 7" as a constant operation. 
17 x 7 K (shows 7.00)
= 119.00 22= 154.00 25= 175.00 

store 519 in register 2, then recall it.

519 orange / STO 2
C RCL 2 

FUNCTIONS for TVM KEYS:
(time value of money) explanation: 
Enter any four of the five values and solve for the fifth.
a negative sign in the display represents money paid out; money received is positive. 

FUNCTIONS for TVM KEYS:
(time value of money) N 
number of payments.


FUNCTIONS for TVM KEYS:
(time value of money) I/YR 
interest per year.


FUNCTIONS for TVM KEYS:
(time value of money) PV 
present value.


FUNCTIONS for TVM KEYS:
(time value of money) PMT 
payment.


FUNCTIONS for TVM KEYS:
(time value of money) FV 
future value.


FUNCTIONS for TVM KEYS:
(time value of money) orange / BEG/END 
begin or end mode.


orange / P/YR

number of payments per year mode.


If you borrow $14,000 (PV) for 360 months (N) at 10% interest (I/YR), what is the monthly repayment?

* Set to END mode.
* Press orange / BEG/END if BEGIN annunciator is displayed. * 12 orange P/YR (sets payments per year) * 360 N (enters # of pmts) * 10 I/YR (enters interst/yr) * 14000 PV (enters present value * 0 FV (enters future value) * PMT (calculates payment if paid at end of period)  122.86 

360 months = years
180 months = years 
30 years.
15 years. 

amortize

To provide for the gradual extinguishment of (as a mortgage) usually by contribution to a sinking fund at the time of each periodic interest payment.


FUNCTION KEYS AMORTIZATION:
orange / AMORT 
to enter the periods to amortize


FUNCTION KEYS AMORTIZATION:
PRIN 
principal .


FUNCTION KEYS AMORTIZATION:
INT 
interest.


FUNCTION KEYS AMORTIZATION:
BAL 
balance values.


Interest rate conversion calculations, explanation:

To convert between nominal and effective interest rates, enter the known rate and the number of periods per year, then solve for the unknown rate.


FUNCTION KEYS for INTEREST RATE CONVERSION:
orange / NOM% 
Nominal interest percent.


FUNCTION KEYS for INTEREST RATE CONVERSION:
orange / EFF% 
Effective interest percent.


FUNCTION KEYS for INTEREST RATE CONVERSION:
orange / P/YR 
Periods per year.


Find the annual effective interest rate of 10% nominal interest compounded monthly.

*10 orange / NOM%
* 12 orange / P/YR *orange / EFF% (calculates annual effective interest... at 10.47) 

Nominal interest rate:

?


Effective interest rate:

?


FUNCTION KEYS: IRR/YR and NPV:
What they are for: 
(internal rate of return and net present value  for measuring cash flow)


FUNCTION KEYS: IRR/YR and NPV:
orange / P/YR 
number of periods per year (default is 12)


FUNCTION KEYS: IRR/YR and NPV:
CFj 
Cash flows, up to 15.
"j" identifies the cash flow number. 

FUNCTION KEYS: IRR/YR and NPV:
orange / Nj 
Number of consecutive times cash flow "j" occurs.


FUNCTION KEYS: IRR/YR and NPV:
orange / IRR/YR 
internal rate of return per year.


FUNCTION KEYS: IRR/YR and NPV:
orange / NPV 
Net present value.


If you have an intital cash outflow of $40,000, followed by monthly cash inflows of $4,700, $7,000, $7,000, and $23,000, what is the IRR/YR?
What is the IRR per month? 
* orange / C ALL
* 12 orange P/YR * 40000<+/=>CFj * 4700 CFj * 7000 CFj * 2 orange Nj * 23000 CFj * orange IRR/YR * / 12 = 

What is the NPV if the discount rate is 10%?

* 10 I/YR
* orange / NPV * answer 622.85 

FUNCTION KEYS: STATISTICS:
orange / CLSigma 
Clear statistical registers.


FUNCTION KEYS: STATISTICS:
<#> S+ 
Enter onevariable statistical data.


FUNCTION KEYS: STATISTICS:
<#> orange / S 
delete onevariable statistical data.


FUNCTION KEYS: STATISTICS:
<#1> INPUT <#2> S+ 
Enter twovariable statistical data.


FUNCTION KEYS: STATISTICS:
<#1> INPUT <#2> orange S 
delete twovariable statistical data.


FUNCTION KEYS: STATISTICS:
orange, xhat/yhat, orange, SWAP 
means of X and Y


FUNCTION KEYS: STATISTICS:
orange, Xhat x 
means of X weighted by Y


FUNCTION KEYS STATISTICS:
orange, Sx/Sy, orange, SWAP 
sample standard deviations of X and Y.


FUNCTION KEYS STATISTICS:
orange, SigmaX/SigmaY, orange, SWAP 
population standard deviations of X and Y.


FUNCTION KEYS STATISTICS:
yvalue, orange, xhat r, orange, SWAP 
estimate of X and correlation coefficient.


FUNCTION KEYS STATISTICS:
xvalue, orange, yhat m 
estimate of Y.


FUNCTION KEYS STATISTICS:
0, orange, yhat m, orange, SWAP 
yintercept and slope.
