West Bank

This had a widespread repercussion on the entire financial markets at large. C-M-O were the securities that were backed up by mortgages that were issued by the investment financial institutions such as banks. However, these financial institutions were then not part and parcel of the commercial bank system. Therefore, with the falling value of the mortgage had a ripple effect on the value of securities, which in this respect fell. Besides, the issue of financial crisis was furthered by…

together with the increased use of Internet. However, its effect on the use of banking accounts is still an underexplored question. The majority of studies can be divided into three groups. The first group investigates the necessary conditions for bank customers to start using Internet banking. Based on surveys, Al-Rfou (2013) reveals that customers tend not to use the service even if they have it provided. Complexity of usage, low privacy and bad quality of Internet connection are the…

globally. It resulted from the factors discussed below. The banks made the money too…

1989) define the bank as a person which carries on banking business. A bank is a financial intermediary which accepts deposits and channels those deposits into lending activities. The lending activities can be carried out either directly or through capital markets. Bank act as payment agents by conducting and checking current accounts for customers, paying cheques drawn by customers on the bank, and collecting cheques deposited to customer’s current accounts. In other word, bank is a financial…

1.Introduction There are several factors that determine bank is special as a financial institution nowadays.1. Based on the definition, bank is a financial institution that involve some banking services/products such as deposits, loans and electronic transfers etc. And its financial operation is based on currency. In addition, 2.Banks have been developed for hundreds of years, it plays an vital role for growth of economy, especially for the scale of economies. Apart from that, differ from other…

FirstBank’s culture is second to none. The bank prides itself for having an entrepreneurial spirit that is instilled into every employee. The bank goes out of its way to make sure that each employee has a working environment that is light hearted and fun. Each Halloween, the bank picks a theme and each employee dresses up in costumes for the entire day. Every year, the bank sponsors an employee golf tournament for a chance to take home “The Green Cup.” As the bank grows and expands into…

cons of financial regulatory reform. For an example one pro is that the act requires lenders to have a full and fair disclosure to credit consumers. Another pro is that banks must be well capitalized and well managed. One con is that the Glass-Steagall Act hasn’t been reinstated. Another con mentioned is that the act won't break up banks that represent a risk to our economy because of their large…

1. Executive Summary Listed on the Hong Kong stock exchange since 1992, Li & Fung (“LF”) is a Hong Kong based company established more than 100 years ago by Fung Pak-Lui and his partner Li To-Ming. LF provides a holistic supply chain management and value addition at each level of supply chain at a global level (see Appendix A). In its earlier life, LF did not owned any of the boxes of the supply chain. For example, if an order comes in, LF will facilitate the supply chain from raw material…

Hindustan Unilever Limited It was in 1931 Hindustan Unilever limited had entered India as Hindustan Vanaspathi Manufacturing Company. In 1933 it incorporated the Lever brothers India company. In 1935 it incorporated the United Traders limited. In 1956 it formed Hindustan Lever Limited(HLL). TOMCO joined HLL in 1994. In 1996 it acquired Ponds and Lakme. Recently in 2007 it got renamed as HUL Hindustan Unilever Limited. This is a large FCMG with over 100 countries. The products of the HUL have…

INDIVIDUAL COURSE –WORK-JOURNEY OF AN ENTERPRENEUR Dr. Karsanbhai Khodidas Patel, Founder of Nirma group. An analyses of his journey through the ‘entrepreneurial process’, from the initial idea through to start-up & ‘growth’ Dr. Karsanbhai Khodidas Patel is the founder of the present Rs. 3550 crore Nirma group with main activities in detergents, soaps, cosmetics, and salt Nirma University. He is well known businessman, industrialist and philanthropist of Gujarat. He was born in farmer family…