West Bank

Sun Life Financial (SLF) group of companies is a worldwide leader in protection and wealth management; with key operations in Canada, United States, United Kingdom, Hong Kong, Japan, Indonesia, India, China, Vietnam, Malaysia, the Philippines and Bermuda. In the Philippines, SLF is engaged in the business of life insurance, mutual funds, pension and educational plans. These businesses are being managed by, Sun Life Asset Management Company, Inc. (SLAMCI) for the mutual fund business; Sun Life…

Introduction Individual’s behaviors significantly affect the decision making when they participate in the financial market. This phenomenon gives a shock to rational assumptions related to the traditional economic theory. For figuring out the principles and motivations behind decision-making process, behavioral economics has been widely discussed more than ever. Endowment effect, as one of economic phenomenon, arises from economic activities affecting preference and value construction (Ariely…

and paying expenses. However, there are risks in cash flow. For example, when you deposited cash cheques into your bank, it does not deposit into your account directly. It probably takes more than couple of days to see the money deposit in your bank. Then you might be worried that whether you wrote right account number and amount of deposit or not. Beside, you might even think if bank lost your cheque before you see the deposit transaction in your account. This kind of situation is called cash…

its enablers argue that in the ABACUS case, IBK was a sophisticated investor, a “big boy”. Therefore, IBK did not need any handholding and could do its own analysis and derive its own investment conclusions. IBK should have known the risks. The bank should have known that there could be an investor on the short side of the deal. The refutation of this argument is that honesty is demanded of an individual and institution at all times. According to Kant’s Ethical Theory, which is the…

Who are lifestyle managers and why are they needed? Who are lifestyle managers and why are they needed? Many banks have already promised to supplement their service packs private banking (service for VIP clients) with offers that are far from being of a banking nature. It's about the services of concierges and lifestyle managers. Accordingly, the market of these specialists, which in recent years has begun to develop timidly, will grow many times in the coming months. However, this does not mean…

3.1 Introduction Fraud is one of the most crucial ethical concerns in the credit card industry (Delamaire, Abdon, & Pointon, 2009). Fraud can occur with any type of credit products, such as personal loans, home loans, and in retails. Delamaire, Abdon, & Pointon (2009) defines fraud as means of obtaining services, goods and/or money in a dishonorable manner, and is a growing problem globally. Fraud deals with issues concerning criminal cases that are difficult to classify (Delamaire, Abdon, &…

impression encourages them to create a topographically adjusted stream of incomes and net new resources and enables to catch development openings around the globe. it serves its customers through three territorially engaged divisions: Swiss Universal Bank, International Wealth Management and Asia Pacific. These territorial organizations are upheld by two different divisions having some expertise in venture managing an account capacities: Global Markets and Investment Banking and Capital…

and growth (Halling, M. and Hayden, E, 2006). (Diamond, D.W. and Rajan, R.G, 2001), states that banks are involved in valuable economic activities and their major concerns remain their survival and profitability. On the asset side of the balance sheet, banks guarantee the smooth flow of funds by lending to deficit spending units while providing liquidity to savers on the liability side. In addition, banks provide payment and settlement systems which facilitate trade. However, by ensuring the…

The Unconventional Guide to get Coinbase Phone Number With the fast-changing world, the concept of crypto currency has evaluated to a huge extend. There are number of crypto currency wallets and exchange services available. One of the most popular one is COINBASE. It is a digital currency exchange service. It was setup in July 2, 2012 having a headquarter base in San Francisco, California, US. It was founded by Brian Armstrong and Fred Ehrsam. From 2018, for around 32 countries Coinbase allows…

Attributes of an MBA Graduate. 1. Emotional and Spiritual Quotient 2. Glocal Cognizance (Global awareness + Local relevance) Development of intercultural competencies is today’s need of the hour. In order to know more about other countries and cultures MBA learners should cultivate a natural curiosity to Think Global and Act Local. MBA learners visit a number of countries due to business reasons. They work with a number of global companies as expatriates. It is imperative for today’s MBA…