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    Realtor's Commission

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    What is a Realtor's commission? A realtor's commission is the fee agreed to in turn for their help in assisting home-buyers or sellers during a real estate transaction. The commission is decided upon by services to be rendered and depending upon the amount of work and market conditions. If you choose to employ both a listing and selling broker this commission is roughly split between the two parties. If you choose to buy or sell a home and employ a real estate agent, an important factor to…

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    What does it mean to be “credit worthy” and why does everyone care so much? Is it actually that important? Credit scores in today’s society can actually be critical. They are used as a determination of a borrower’s risk. They are used to determine insurance rates. They are used to obtain application approval for rental properties. They are even used in consideration of new job candidates. Because of the various implications of a credit score, the “grooming” of credit has become a major industry…

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    Quite often representatives from Student Loan Corporation will come around and visit college campuses and give seminars. They offer free lunch to students and give seminars on budgeting, financial aid, and other money topics. When I heard news that one would becoming to my college campus, I decided to go just to see what kind of information they were pitching to college students. I went and enjoyed the free lunch, but that's about the only part of the presentation that I enjoyed. They gave out…

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    Your debt to income ratio is what makes the difference between paying your bills every month or falling behind and into financial disaster. Basically speaking, if you pay out nearly as much (or more) in monthly costs as you bring in your debt to income ratio is probably too high. As a business owner it is important to pay attention to debt to income ratio because it could have a significant impact if it gets out of control. 1. You may not be eligible for the financing you need when you need it…

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    at $24,610 for an in-state public college, and $49,320 for a private college (“What's the Price Tag for a College Education?”). At these rates, a majority of students have to take out loans just to get by. In 2012, 71 percent of graduates left a four-year college with some form of student loan debt (“U.S. Student Loan Debt Statistics for 2016.”). The problem we’re seeing is society is pushing students into something not everyone is financially prepared for, without meaningfully informing about…

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    Rhetorical Summary

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    In the article “University wars: the corporate administration vs. the vocation of learning”, McMurtry aims to bring focus to the underlying issue with todays higher educational systems; universities are obsessed with financial gain and are overlooking what truly matters: education. By focusing on “their own growth, privileges, and salaries”, universities are raising tuition costs to unreasonable prices, making it near impossible for many individuals to go to school (McMurtry, 166). He claims…

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    Student Loan Dangers

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    Student Loan DangersAmerican society has got completely dependent on any kinds of loans especially the student ones. Its number has tripled for the last ten years and the banks set up higher criteria for obtaining the loans. This fact is not surprising as at least 23% of American graduates finish their studies either at college or university with huge debts behind. Still it does not mean that they would pay them off. The Federal Reserve has accomplished a survey and it states that those who…

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    Microcredit And Poverty

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    micro-credit an effective solution to poverty? Micro-credit is a small loan given to individuals living in poverty, usually women, to be used to start businesses, generate income and alleviate poverty (Karim, 2008). Since the conceptualization of microfinance by professor Mohammed Yunus and the Grameen Bank, microfinance has been used to lift individuals and families out of poverty. Individuals have successfully used the small loans to start or grow small businesses and used the income from…

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    feeling weighed down by student loans? Do you feel like you're your dream to travel to your favorite destination will never come true because of loans? You can now breathe because you can go and pay your loans at the same time. After going to a good school, working hard and graduating, now you're faced with the hard part- paying your student loans. Second to U.S. mortgage debt, Americans have more than 1.36 trillion dollars debt of student loans. However, these loans don't necessarily have to…

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    nonetheless. The good news is that title loans in Jacksonville/ Tallahassee are easy to get. They're not like other types of loans, where you have to have a signature made of diamonds and the endorsement of your fourth-grade teacher. We here at Loan Cheetah want to connect you…

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