Unsecured loan

Throughout the country, a majority of students go into financial debt everyday just to secure their future. The issue causing this massive debt is colleges. College tuition has increased to an unpayable amount for most lower and middle class citizens. This is an very unreasonable, because it hurts our economy, discourages higher education, and creates a disincentive for a more benefiting future. Many solutions have been presented to combat this problem. Some examples are: free college,…

two consecutive days, I have realized that like Monopoly, there is more to learn than one might think. For example, sometimes you have to take out a loan to buy a business in the hopes of making a profit, but be aware of the ten percent interest that comes with the loan. And if the business flops and you lose money, you still have to pay back that loan and the interest that goes along with it. I also learned from a personal lesson, that when you’re nearing the end of your life, (the end of the…

paying off student loan is an intermediate term goal, it is specific, measurable, attainable, realistic and timely considering her current financial stand without increasing her monthly expenditure. Though she has other plans in her to do list from short term to long term. Using S.M.A.R.T planning method we look at it one after the other. Specific: Knowing what you want to do, considering the pros and cons, itemizing it in your to do list means its specific, paying off her student loan of…

finance--including those of the major banks--insist that this limit is impractical and unprofitable for companies that want to offer short-term or payday-type loans. If this kind of lending becomes unprofitable or is simply banned, what might…

Buying a home is a major event, but selling a home may be an even bigger event, especially when you’re doing it to upgrade for your family. It’s imperative that you sell that house for the price you want. How do you do that? Focus on the one thing all dream homes have in common: entry doors for new owners to walk through with certainty. CGK Remodeling knows quite a bit about entry doors. For more than 13 years, they’ve been remodeling homes in the Dayton, Germantown, and Miami Valley area.…

Large purchases require critical planning to ensure one makes the best decision when making a purchase. In this case to determine which method of payment would be best whether using credit or cash for a used car. Both credit and cash payments have advantages and disadvantages when buying a car. Firstly, the cost of paying for the used car in cash would be $5500, however, if I use credit to buy the car it would cost about $1086.25 a month over a series of payments. According to 360 Financial…

I discussed your account with both Michael's, and we can do the following: Creditor's Relief will credit any enrollment fees RAM drafted to legal services rendered by the Law Office of Michael Lupolover. At which point, any addition costs related to legal services will be paid out of the available balance in RAM. The rate is $250/hour. For the initial service, the law office will submit an answer with counter claims and begin the discovery process. This will allow us more time to finalize a…

UNIT 4 DISCUSSION The demand for money is affected by three factors: Transaction, precautionary, and speculative reasons. 1) Transaction reasons: People demand money for transaction purposes because most transactions involve an exchange of money. Also, people normally demand more money when their incomes are high, or when the GDP is high. Personally, for example, I demand money for transactions such as purchasing groceries, gas, rent, and bills. Each week I have to buy groceries and fill up…

Why is student loan refinancing is a step that so many look into? Chances are, when you were first applying for student loans and receiving them, you were just so happy to get the money to continue your education; you didn't really grasp the long term ramifications of having to pay them back. Oh, you knew that someday you would have to, but knowing that you'd have to deal with something sometime in the future, and having to deal with it now are two very different animals. If you are now at…

instructions; all loans must be used for school expenses. Realistically, as soon as you go to college most everything becomes a school expense. The basics such as tuition and books are covered in our loans and then we are left with the rest. If there is any left over money, many students go hog wild when receiving their reimbursement checks. Knowing this borrowed money doesn’t have to be paid back until after you’re out of school for a while seems like a gift, but using all of the loan doesn’t…