Universal life insurance

Good health is one of the most important things for human life. Health has particularly been a priority issue for Americans considering the increasing health problems affecting the population. Nevertheless, for many years, the majority of Americans have not been able to access quality health care due to high cost of health care. In response, the Obama administration introduced a piece of legislation called Affordable Care Act, otherwise known as Obama Care to help address the health care needs…

Introduction: The Employees’ State Insurance Scheme provides need based social security benefits to insured workers in the organized sector. ESI Corporation has taken up the daunting task of tailoring different benefit schemes for the needs of different worker groups. The scheme, which was first introduced at two centers in 1952 with an initial coverage of 1.20 lakh workers, as on 31/03/2014, the scheme applied to 6.70 lakh employers employing 1.95 crore insured persons at 815 centers. The Act…

person can purchase health insurance is through school. For example on April 27, 2014 Zamosky wrote an article in the Los Angeles Times that stated, “many colleges and universities require students to either buy their school's health insurance policy or show proof of other coverage. Immigration status is generally not questioned when students apply, and the plans are affordable. UCLA enforces such a requirement, and so for the first time in her life Lozano has health insurance. But she worries…

and yet the life expectancy is lower than most countries like Canada, Germany, and Japan (Wallace 2013). The US has the highest healthcare costs in the world, and it is estimated that about fourteen percent of health care administrative costs (about 91 billion) are wasted annually due to the inefficiency and redundancy in health administration practices (Mukau 2009). What are some implementations in the U.S. healthcare system that could potentially lower the cost of health insurance while…

What is Long Term Care Insurance? Get the Solution for Your Question Now What is long term care insurance? Do you know the answer this question? A significant number of us know nothing about the insurance since we believe that it is pointless for us. Really, it is extremely vital as you get more established and it may be past the point where it is possible to buy it when you at last understand that you require it. A man would require long term care insurance when the individual is not equipped…

Spaying/ Neutering Pets You should spay/ neuter your pets because that is what a veterinarian recommends. Some excuses you hear are: It is too expensive, it is not natural to have them fixed, my friend did not and their animals are fine. Having your pets spayed/ neutering can be expensive but having offspring can be even more expensive. In the end, it is better for you and your pets. The expense is a major issue with spaying and neutering pets. People do not understand how much money they would…

wanted Obamacare to look like. The Affordable Care Act revolutionized American health care, but not necessarily in a good way. According to Wikipedia, “The ACA was enacted to increase the quality and afford ability of health insurance, lower the uninsured rate by expanding insurance coverage, and reduce the costs of health care for individuals and the government.” The motives behind the creating Obamacare were pure, but the reality is the ACA just isn't working. By passing the Affordable Care…

ADJUSTERS Insurance adjusters are people who are hired to help an insured fill in insurance claim after a disaster, for example road carnage, fire breakout, robbery among others. There are three categories of insurance adjusters namely; staff adjusters, independent adjusters and public adjusters. The main difference between them is who hires them. Staff adjusters are officially employed and paid by an insurance company. Independent adjusters are contractors hired and paid by an insurance company…

Green Slips A green slip is a manditory third party insurance policy, which is purchased by a vehicle owner. It can cover the medical expenses, occurred due to injuries to an individual on an event of an accident. It is also referred to as CTP slips, green slip insurance, CTP, and CTP insurance. Many companies claim to offer cheap green slips, and thus, you will have to make efforts to find the best company, which can provide this insurance at the lowest price. Green slips are legal…

someone else's negligence it can become a painful experience in more ways than one. These accidents can leave the injured party facing mounting medical expenses, lost income, and lengthy recovery times. All of which may not be entirely covered by insurance company payouts. A legal team skilled in handling Personal Injury in Portsmouth VA can assist clients in recouping the money it will take for them to get their lives back on track. Accidents can result in injuries that take longer to heal or…