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    Financial Inclusion may be defined as the process of ensuring access to financial services and timely and adequate credit were needed by vulnerable groups such as weaker sections and low income groups at an affordable cost (Rangarajan Committee, 2008). The financial access database by CGAP and World Bank group highlights that; access to basic financial services can create substantial positive difference in improving poor people’s lives. The research findings indicate that in developing world,…

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    Grey Zone Conflict Essay

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    Gray-zone conflicts currently present the most significant security threat confronting U.S. strategists and planners. Recent events by Russia in the Ukraine and China in the South China Sea are current examples of these gray-zone threats. Applying components from two international relations (IR) theories to gray-zone conflicts will create a framework for U.S. strategists. Using components of realism and liberalism and combining them will provide the U.S. a policy instrument with both hard and…

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    A developing country is a nation with a low standard of living, a low Human Development Index (HDI) and undeveloped industrial base relative to other countries. The factors of defining a developed country involves people have short and unhealthy life, people have less education and less income. It is commonly assumed that economic development plays an important role and has a significant positive effect in developing countries. The economic development of developing countries is most important…

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    Psychological Perspectives of Lone Wolf Terrorism The psychological perspective of lone wolf terrorism generates the characteristics of the terrorist, focusing on its demographic characteristics by understanding terrorists’ age, gender, social status, and education level. In the research statistic, the general characteristics of terrorists are mostly male, young people, high education background, good foreign language ability, and even high social status. Moreover, numbers of characteristics…

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    Hotel Rwanda is a film directed by Terry George, released 2004, that is based on the true story of Paul Rusesabagina; the manager of Mille Collines who during the Rwandan genocide, used his establishment to hide 1,268 Hutu and Tutsi refugees. The film follows Paul, played by Don Cheadle, as his world is flipped upside overnight when Hutu militias started their mass genocide on the Tutsi Rwandans. He is able to protect his family, neighbors, and hundreds of other refugees and help them make it to…

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    Paul Rusesabagina, author of An Ordinary Man, sheltered and saved the lives of over twelve hundred would-have-been victims. The following quotes are important pertaining to the plot of the story and the challenges that the author faced. “We are a nation that loves to take people into our homes. I suppose our values are very much like the Bedouin of the Middle East, for whom sheltering and defending strangers is not just a nice thing to do but a spiritual imperative” (Rusesabagina 12). “A sad…

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    Sustainability and tourism are two different terms but are inter-related. Sustainability and tourism should go hand in hand in order to maintain the ecological balance on the earth thus making the planet safer from any kind of harm occurring due to any tourist activities. Sustainability refers to the ability of sustaining the environment by not being harmful to environment and its resources. On the other hand, tourism comprises all the activities of an individual or a group of individuals while…

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    At present, Chinese NGOs are involved in many fields of work related to social development. According to a report by Professor Wang Ming of Tsinghua University, we can see that NGOs are active mainly in: social services (45%), survey and research (43%), industrial associations’ and societies’ work (40%), legal counseling and service (25%), policy consulting (22%) and poverty reduction (21%). 2.2 Hong Kong Hong Kong is on the eastern side of the Pearl River Delta on the southeastern…

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    The book Anti Politics machine is a Foucauldian critique in development. James Ferguson describes different stages of development programs that took place in a small landlocked country called Lesotho completely surrounded by South Africa. It has a population of 2 million where 40% of them live below International Poverty line of US . Thaba-Tseka is a district in Lesotho and its capital Camptown is the only town in the district. Same as it is historically and geographically isolated, the Third…

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    Personal identity emphasizes on personal range of situations, roles, and relationships in which individuals find themselves. Social identity is collective experiences and ideology in a range of groups, where personal identities would be interconnected. Personal and social identity impacts an individual's perception and behavior and it may lead to discriminative and conflict traits. Korostelina states that, "social identity is connected not only with the perception of similarities with an…

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