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    insurance industry, the products are the policy documents, the wordings of which are fixed and cannot be changed by any insurance company. Placement and promotion of the insurance products is almost same for all companies and thus the main aspect to be considered is price. Due to the cut throat competition and price being fixed and non-negotiable, the insurance companies then have two option in front of them, which are – either to increase the premium to increase the profits, which is not…

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    Jim Halpert: A Tragic Hero

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    You can find heros in almost anyone, perhaps your parents, your friend, and even your favorite actor from a TV show. When you think about heros usually the first type that comes to mind is, Spiderman, Deadpool, Batman, and Firefighters. Yes, they are heroes, but they are the typical heroes found in movies. No one ever really thinks about those heroes that are in your favorite TV shows or Romantic Comedy movies or even heroes found in your everyday life. Each hero is different and fall into one…

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    Are you planning on entering Cuba for a business or pleasure related purpose? If so, there is no need to spend sleepless nights, wondering whether or not you will actually be allowed entry into the island nation. Cuba is one of the countries in the world with the least travel requirements alongside a welcoming attitude towards visitors. These requirements are quite reasonable and easy to meet. However, it's important to note that there are two categories of Cuba travel requirements i.e.; i.…

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    Almost everyone has heard someone say the phrase “Never judge a book by its cover.” But, more often than not, the appearance of something is important. In The Road Not Taken by Robert Frost, the narrator comes across two paths and describes them. Then, they make their decision of which path to take based on the appearances. On the other hand, in Thank You Ma’am, the narrator describes a lady that helps a boy who tried to steal her purse. In this story, she decided to help him based on his dirty…

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    The term “small business” is a term that is often related to “mom & pop” shops, but what people don’t realize is that small businesses make up more than 99.7% of all employers (Hatten, 2012). In the service industry alone more than 71% of companies are small businesses. As it is true that most “mom & pop” shops are small businesses, some are just people who are self-employed, and some are entrepreneurs. Self-employed people can be entrepreneurs just as small business owners can, the difference…

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    decided to hire a moving company to get your belongings safely from your old home to your new one? While you may be tempted to pick the first movers you find or to select randomly from a list, that may not be the best idea. Each moving company is slightly different and one that is right for someone else may not be the right one for you. Before you hire any movers, here are some questions you may want to ask them: How long have you been in business? Some supposed moving companies may consist of…

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    TJMaxx opened its first store in 1977 and the company has continued to grow over the years. TJMaxx is a popular off- price retailer that offers brand name clothing, furniture and accessories a great value. Our store prices for the same brands that you would get at a department store are anywhere from 20%- 60 % less than department stores. TJMaxx is not an outlet store because they use many vendors for buying products and is not like an outlet store that usually has one main vendor. Our store has…

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    Because of Pete’s fear of “going it alone,” we can take sole proprietorship out of the equation. I would advise Pete to choose the limited liability partnership. Primarily because it is pretty much just a partnership expect that an LLP partner has no liability for most LLP obligations, however, an LLP partner retains unlimited liability for his own wrongful acts. In addition, it is the preferred form of business for professionals (pg. 956). As an LLP, Pete gets exactly what he wants. Pete and…

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    Snow is described as being ‘atmospheric water vapour frozen into ice crystals’. It cannot be owned in the air and there is no law on ownership of snow when it hits the ground. This leads to the assumption that snow is res nullius and title can be acquired by occupatio. The test for this is taking possession of the thing, whilst having the intention of becoming the owner of said thing. Therefore, when Looby Loo uses the snow to make her snowman she fulfils the first part of the test, and she…

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    persecution, and a better life. The voyage to the New World took 66 days. The composition of the Mayflower Compact began when the Pilgrims landed in Cape Cod, instead of Virginia. Because of this, they were outside of their charter from the Virginia Company. To establish their own government, they drew up an agreement on how they would run their new colony. This compliance became known as The Mayflower Compact. The Mayflower Compact is significant because it was the first self-governing document…

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