Types of insurance

rural community from accessing health care are due to the population being poor, cultural and social situations, they are economically disadvantaged, an increased population of elderly individuals, lack of transportation and lack of insurance coverage or no insurance coverage at all. In addition to all of these challenges, there are also financial constraints in operating, maintaining, and adequately staffing hospitals or clinics in rural areas to administer quality care.…

did not have health insurance, mainly due to cost(PMC). The Affordable Care Act (ACA), now helps those patients to get health insurance without insurance companies declining due to previous or present illnesses. However, this is still not beneficial to most, as many are still in need of health insurance. An example, A client may get into an accident and needs to get surgery fast, with no insurance, the cost can start to pile up creating many of those in debt. Medicaid, insurance for the poor,…

In 1997, Children’s Health Insurance Coverage (CHIP) was created to cover children and make sure that they had the ability to receive care in all 50 states. The Medicare program moved forward in 2003 with Part D, The Medicare Prescription Drug Improvement and Modernization Act (MMA)…

Chapter 7 went into great detail about the different types of Managed Care Plans. People want to carry health insurance to help cover them in case of a health emergency. Firms sell insurance because they are paid a set amount to assume a risk that can be managed by spreading it over a large pool of insurers. Insurance companies set premiums based on the expected payout along with other costs. Typically, health care is provided by a managed care organization (MCO) to a defined population at a…

whether they’re a female, male, working, or non-working, they always keep track of people. One surprising thing that they keep track of is Health Insurance; health insurance is very important in the United States. If we compare health insurance from the 1950’s to now we will notice that health insurance has changed greatly. Back in the day, health insurance wasn’t so much in demand as it is now (Getzen, 2013). In 2014, it was noticed that there wasn’t much of a change when it came down to…

Health care is one of those big topics. Health Care is very important to every american. It helps us in unimaginable ways, it provides some solutions to our health. On the other hand, Heath care cost in the United States is on the rise. There are two types of group of people whom have their own solution: Universal health care, and Privatized health care. Universal and Privatized health care, still get you health care but in different ways. Universal Health Care is looked upon by many americans…

Health Care Plans Define, compare and contrast fee-for-service and managed health care plans. What are the similarities and differences? Support your response with one citation and specific examples. Fee-for-Service Plans This type of health insurance program provides protection against health care expenses in the form of a cash benefit paid to the insured or directly to the health care provider after the employee has received health care services (Martocchio, 2014, p. 145). This means that…

1) Is this a condition that has lasted or is expected to last for at least 12 months? Definition of Insurance Type This study sought to specifically compare children with public insurance to those with private insurance. Medicaid was defined as Medicaid alone or dual Medicaid/Medicare coverage. Private insurance was defined as job-based, other directly purchased, or exchange coverage. Definition of Care Consistent with the Patient-Centered Medical Home The OMAS survey did not explicitly ask…

Forgotten about by the Federal Government for a while now, is long-term care facilities. Even though the government enforced Medicare, certain restrictions still reside on Medicare that do not allow most people to use these types of resources to pay for their living in a long-term care facility. Because Medicare offers to individuals 65 years and older, long-term care services covered by Medicare for the health protection of persons age 65 and older are a necessity. Since Medicaid covers…

article explains that the Affordable Care Act (ACA) did not just change prices of premiums, deductibles, and copayments, but they also set “Ten Essential Benefits” that all insurance providers had to meet. Facts presented shine a brighter light on the ACA and show not all aspects of the plan were bad. The authors describe how insurance worked before the ACA and what the issues were then. I will use this as a reliable source to help tell the story of the Affordable Care Act. This material will…