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year taking out a debt consolidation loan might be a great solution for you and can really solve your credit problems in the long run. However there are some things you do have to consider to make sure that taking out a debt consolidation loan is not going to cause you more problems and your credit rating will not be affected. 1.Consolidating all your debt into one loan is the best option. The more of your bad credit debt you can put on a consolidation loan the better the results will be.…

If you witness people in the streets of Athens slamming car doors, throwing keys, sprinting to class, or kicking car doors–don’t be alarmed! These are the sights and sounds of students displaying anger because trying to park legally for an extended period of time at Ohio University is like trying to park legally in a “filled” parking garage-nearly ­impossible. Students agree, having a car on and around campus isn’t worth this frustration or expense! “Parking is by far the worst issue on the…

Banks and other financial institutions that prey on college students by giving loans for colleges are relying on the fact that you might not know what the loan might entail for you in the future. If not explained properly, your small little debt might grow to become a huge one with the interest accumulated. Without the proper financial knowledge, loan will become an obstacle in obtaining a quality education. In past eras, money was utilized for all intents and purposes for every purchase. Today,…

In the event of a car accident, you may decide to settle out of court or go to trial. Settlements outside of court are seen as more favorable because both parties have the opportunity to come to an agreement on a suitable amount. However, at a trial, a judge puts together a judgement. This is a court ruling that stipulates how much is awarded in damages and who is required to pay this amount. If you are awarded damages from an uninsured driver, then expect them to pay for the damages out of…

What you need to understand is student loans. Student loans is money borrowed from the government to help pay for tuition or other expenses related to college, you may have. Financial Aid and scholarships are not related to student loans this is money that you qualified and/or earned. Perople often fall into debt because of student loans. But here are some ways to help avoid that possibility. The first step to getting a good idea on how you want to go about saving your money is by…

As stated earlier, a housing bubble is a quick incline in housing prices over an extended period of time, but why was this housing bubble is worse than ones our economy had been through in the past. During the time period of 1995 to 1999 the United States housing market grew at a slow rate but it was a constant and consistent slow rate. This trend changed when the stock market crashed in March of 2000. The way people were investing their money after the crash changed, instead of putting their…

Filing bankruptcy is one of the most significant financial decision you can make, so you should not do it without having a thorough understanding of how federal bankruptcy laws will apply to your unique situation. Before you file, you should take into the benefits and drawbacks. Below are the pros and cons of filing a bankruptcy petition: The Pros and Cons of Filing Bankruptcy Benefits Filing bankruptcy will provide you with some financial relief and will help you get back on your feet. A…

ADDITIONAL CONDITIONS - USPAP APPRAISAL ADDENDUM (FHA) This report is a an appraisal in Summary Format in compliance with USPAP standard 2-2 b (i-xi). USPAP CLARIFICATION OF INTENDED USE AND INTENDED USER: The intended user of this appraisal report is lender/client/HUD. The intended use is to evaluate the property that is the subject of this appraisal for a mortgage finance transaction, subject to the stated scope of work, purpose of the appraisal, reporting requirements of the appraisal…

amount of college students are feeling the stress of financial problems upon entering college. However, college students continue to take out loans and put themselves in debt. Some possible solutions for decreasing student debt include improving the affordability of college, modifying the national education budget, and reducing the interest rate on student loans. The first possible solution for decreasing student debt is improving the affordability of college. According to Shari Held, “On a…

Personal Financial Goals – Part The thought of looking at your personal finances can be horrifying. Am I going to meet my debt commitments? Will I have enough to retire? The Quick family has seen the low side of financial happiness as well as been very blessed. Following are the financial goals in the short term, intermediate and long term. Our short term goals are to pay all bills, buy groceries and have a small entertainment budget monthly. We paid off a motorcycle so what would have been…