Time value of money

Cruising for my dream car project taught me things that I didn’t know before. One of the things that I learned is that you pay interests depending on the length of the loan. If you pay the loan in less time, for example 48 months then I would pay the interest rate of 1.93% but if I decide to pay it in 60 months then I would pay an interest rate of 2.04%. Another factor that affects the percentage of interest you paid is your credit. If you have good credit then your interest rate will be less.…

{Why Cash Home Buyers Are Miracle Workers|How Cash Home Buyers Can Save Your Life|Reasons Why Cash Home Buyers Feel Heaven Sent} {For the longest time, the real estate sector did not experience quick property sales because of the circumstances around them.|For a long time, properties did not sell fast due to many factors.|For a long period, real estate experienced slow turnover because property sales were influenced by many factors.} {They included; less spending power by the people, minimal…

Analyzing The Big Short The whole housing market is built like a giant Jenga tower. The AAA mortgages are at the top of the tower while the BBB’s are the lowest base of the tower. The AAA’s and AA mortgages were to make so much money that the extra money was to trickle down to the BBB’s at the base. This information is in the book The Big Short: Inside the Doomsday Machine written by Michael Lewis. He has written many best-selling non-fiction books like Moneyball and The Blind Side both were…

has their own personal values and themes in their everyday lives. Societies, families and friends can share the same themes but they can also vary based on personal thoughts, feelings and behaviour. Within this paper I will be taking a look at my life by discussing my family’s origin and their cultural background, the dominant themes found in my family, how these values and themes were made known to me, if there a societal influences that compliment or contradict the values of my family, the…

transparent pricing, conditions and regulations on trading, fees and costs (Investopedia). Bonetti and Cobham (1992) state that financial markets can be seen as a system which allows ultimate lenders also referred to as the economic agents to lend money ultimate borrowers. Ultimate lenders are those who save out of their incomes whereas ultimate borrowers are the ones who invest and buy these assets. The UK financial market has three components which form the market, the stock (equity) market,…

Price, the amount of money that has to be paid to acquire a given product. Insofar as the amount people are prepared to pay for a product represents its value, price is also a measure of value (Caldwell, 2012). In our daily life, shopping become an indispensable part of us, people are spend most of their money to buy everything, like articles of daily use, electronic products, house, car and service, only on the Online shopping in the UK is to experience growth this year as consumers are set to…

Justice: a set of values deemed "just" that are often used to establish law codes or serve as the basis for governments. And yet, despite its ability to invoke a moral high ground, the concept of justice may often go unexamined. However, in Book I of Plato's Republic, Polemarchus is forced to not only articulate a concise definition of justice, but is also forced to come to its defense in response to an inquisitive Socrates. Through the conversation between Polemarchus and Socrates, Plato forces…

low, we can use the money at every country around the world, our account cannot be frozen, and no pre-requisite to access the bitcoin account. Now, majority of people are busy, does not have enough time to go shopping to the shopping mall and at the same time people want to save their life expenses for example, the life cost on the daily money use by minimize the uses of fuel for their vehicles. That is why nowadays people are more prefer…

the confidence that their donations are being put to proper use by the organization, convenience of donation drop-off locations, and service mission of the organization. Younger individuals are more likely to value convenience of drop-off location while older people are more likely to value the service mission and the proper use of their donations (Mitchell, Montgomery, & Rauch, 2009). Interview with the store manager at the Salvation Army Thrift Store Conducting…

just a hobby and nothing more. Turning art into a business is considered risky and unstable but, some attempt to make a living out of it and others succeed. Andy Warhol once said "Being good in business is the most fascinating kind of art. Making money is art and working is art and good business is the best art." (Dreishpoon, 2013). A platform that allows creativity and commerce to co-exist and for art to be business and vice versa is Etsy. Etsy was created in 2005 and has over forty million…