Colonial National Mortgage, a division of Colonial Savings, F.A., is holding two free homebuyer seminars for potential first-time homebuyers on Thursday, July 27, from 7 to 9 p.m. and Saturday, July 29, from 10 a.m. to noon. Anyone who is interested in learning valuable information about the home buying process is encouraged to attend. “Since it’s foundation in 1952, Colonial has been committed to helping our customers achieve their dream of owning a home,” said Joe Chapman, VP of Retail…
There's nothing that will enhance a home more than hardwood floors. The warmth, beauty and the character it adds will give any home a luxurious, upscale feel. Not to mention the durability hardwood floors will give you. And the fact that you won't have to pay to replace your carpet every few years. However, no matter how durable any floor is it's unreasonable to think that it will last forever. Right? Well, maybe not. That leads us to another major advantage of hardwood flooring and one that…
As the green movement continues to win converts, more and more Americans are considering energy efficiency when building or buying a home. In addition to lighting, plumbing, and HVAC systems, your choice of roofing material can have an enormous effect on how energy is used in your abode. In this article, we will discuss the many, often hidden, advantages of metal roofing for residential structures. Energy Efficiency Homeowners are paying a lot more attention to energy usage, for both…
What influences would be likely to impact Lupe’s purchase decisions as she furnishes her new apartment? I think each of the four factors would be more than likely to impact Lupe’s purchase decisions as she furnishes her new apartment. Lupe’s purchase decisions can go one of two ways, she can be a rational buyer and make her decision based on the best choice possible given her budget, or she can make her decision based as behavior buyer; instinct or what is expected or the norm, which it what…
you are, you may be interested in using the services of a real estate agent, as many home buyers and home sellers are. While a large number of home buyers and home sellers use the assistance of a real estate agent, you may be wondering whether or not you really should. If you are interested in learning whether or not an Outer Banks real estate agent can help you, you will want to read on. When it comes to selling a home, an Outer Banks real estate agent can help you make the home selling…
These changes make a new living pattern, in which people live in the suburban area and drive to work, becomes possible. As a result, more and more people move out of cities and live in suburban area. These suburban communities are called suburban sprawl. As most people live in the suburbia, merchants relocate themselves with their customers. Office and jobs stayed in the cities in the beginning. Gradually, offices moved out too because it is cheap for them to set up office at suburbia where…
A home warranty and home insurance are interchangeable. This couldn't be further from the truth. Home insurance and home warranties cover the home in different ways. Home insurance provides year-round coverage for dangerous circumstances such as natural disasters, fire, and theft. Home warranties provide year-round coverage for major and minor appliance repair. It also provides replacement costs in case the appliance isn't salvageable. A home warranty is costly. You assume home warranties…
affordable housing, but several decades later, it ended up as a ruined relic of the past. The Pruitt-Igoe Myth tells the story of the transformation of the American city, specifically that of St Louis, Missouri, in the developing era after the second world war, through the lens of the infamous Pruitt-Igoe housing development team and the residents of St. Louis who called the complex home. After WW2, many residents (specifically American whites) began to move to suburbia, phenomena known today as…
Can One Throw Away a Spouse’s Possessions? Can one throw away a spouse’s possessions? No they cannot throw away their spouse’s possessions away if that is what they wish to do with them, because without their permission they cannot do anything. At least not without giving the ex- partner reasonable notice of the intent to do so, and adequate opportunity to make arrangements to come back and get them (Family LLB 2). Both straight marriages where one partner comes out as lesbian or gay, and…
After the catastrophic financial crisis and housing crash that occurred in 2008, many banks and lenders began to clamp down on the mortgage qualification process. Prior to the great recession, it was easy for borrowers to qualify for no down payment home loans and 100 percent financing. Today, the tide has drastically changed and loans with no down payment requirements are hard to come by. However, it is not impossible to find a lender willing to finance an entire loan without a down payment.…