The Public Interest

A question business owners will repeatedly answer as their business grow and develop is, “Should a product or service be added to their offerings?” Before undertaking any project the true profitability of the product or service must be calculated. If the benefits outweigh the cost then the owner must decide how to finance the addition. This paper will evaluate three article relating to obtaining loans in the areas of credit worthiness (Henning, 2016) cost benefit analysis-(Rudegeair, 2016) and…

Motivation Would you ever do something without getting something in return? If so, will you do it to the best of your capabilities? If you had to run a mile in a minute for $5, wouldn’t you try harder if you were offered $10? People who have experienced a great deal of success are described as ‘driven’. Your drive is what motivates you to do the things you do, and persuade you into taking risks. The thing is, we can not assume a person is only motivated by one thing. We also can’t assume that a…

1.5.1.2 TERM STRUCTURE OF INTEREST RATE Mishkin (2009) states that the term structure of interest rate explains that bonds with the same risk and liquidity have different interest rates because the bonds time to maturity are different from each other. He also states that the yield curve illustrates how the returns of bonds and maturity changes over time. There are four approaches that elaborates on the different shapes of the yield curve, they are the expectation, liquidity-premium, segment…

Never before had the interest rate target been so low. In its official statement, the FOMC said “labor market conditions have deteriorated, and the available data indicate that consumer spending, business investment, and industrial production have declined. Financial markets remain quite strained and credit conditions tight.”3 Their intent in lowering the interest rate was to reverse these negative trends. This paper will explore how effective…

How to file late tax It is very important to file your tax on time and it is obvious to expect some type of punishment for not doing this on time. Some people forget about doing this even though it is one of the most essential things. Some are unaware of the penalty so they ignore the last date of paying because they think the IRS will not show up at the door. You should try to file as fast as possible and pay as much as you can before it is too late. If you did not do this by the tax deadline,…

second eldest at the age of 16, and lastly, Sehuna, the youngest child at the age of ten. Eleanor is employed as an Art & Art History: Assistant Professor and Extended Media, making $95, 000 a month. Eleanor chose her current job, because of her interests, abilities, and values. Chen is attending college at the University of Richmond. Kaiya is going to high school at Armstrong High School. While Sehuna is in elementary school, attending Clark Spring Elementary School. Eleanor pays $1,639.54 for…

students graduate from college. One form of this aid is student loans. A student may have more then one loan with different lenders. Having more then one loan, each loan having it's own due date to be paid and interest rate. Having more then one loan with different billing cycles and interest rates would be confusing. So many loans could lead to some not being paid on time, eventually leading to a bad credit report. One of the best ways to handle these loans is student loan consolidation.…

Understanding Your Insurance Deductible Understanding the role deductibles play when insuring a car or a home is an important part of getting the most out of your insurance policy. A deductible is basically the amount “deducted” from an insured loss. Deductibles have been an essential part of the insurance contract for many years and represent a sharing of the risk between the insurance company and the policyholder. When repairing your home or replacing personal possessions, the amount of the…

have debt has no health coverage or a lack of. This means if your insurance is not that good you have to pay for the remaining which you would use a credit card. Another way is losing your job that means you cannot pay your bills and rack up the interest. Someone who is unemployed for more than two months are 14% more likely to have credit debt. As households that have more assets are far from debt. The unemployment, health care coverage, and some education can make any…

One lump sum payment is basically less money, the state taxes will take half of the advertised jackpot. However, an annual payment you will receive some of the percentage of lottery every year. Firstly, if I won the lottery, and I had to choose between a lump sum and annual payment I would pick annually payment. The reason I settle upon annually payment because I prefer having inclusive amount of money later on in life. Even though, I’m receiving the money yearly I acknowledge it's a marvelous…