Do I Need Umbrella Insurance? When thinking about an umbrella, you think of a device used to shield yourself from the rain. Like an umbrella, an umbrella insurance policy shields you, and your personal assets from large liability claims. Umbrella excess liability protection is the additional protection in case a claim is made against you exceeds the liability limits of your existing homeowners policy. This can help you avoid financial ruin if you are found responsible for legal damages that…
happening around us. The fact of the matter is jobs are leaving the U.S. and the government should install an exit tax to prevent losing more American jobs and weakening the economy. Millions of American jobs have been moved elsewhere and this leaves good people jobless. In an article from CNN money, it states that “the U.S. has lost 5…
Debt Ceiling retail paper Title: The upcoming debt ceiling showdown: What it means for investors Raising the U.S. debt ceiling isn’t the same as raising the rooftop on your home. It’s more along the lines of trying to get your credit card company to increase your spending limit when you don’t have the cash to immediately pay for things all at once. But the more you borrow the more you’re on the hook for paying. Things are fine as long as you can keep paying your monthly bill. But as soon as you…
Short and long term impact on Caregiver’s earnings People underestimate the time caregiving will consume. It is rarely a short-term job. Medical advances are keeping us alive longer. In the last 6 decades, the average age of death has risen about 10 years. By 2020 the average length of life will be 80 years. Increasing caregiving responsibilities may force employment changes, such as switching to part-time work, stop working, or retiring early. The employment change may be helpful in the short…
Spend Tax Money Wisely In the following essay I will be arguing whether the United States government should or should not continue to fund public television. The United States funds public television using $445 million dollars of our tax money, when our nation is 14 trillion dollars in debt, which is just wasting money. They should not fund the public television because it's wasting tax money, when it could go to a better cause, such as paying off the national debt. First of all, the U.S.…
What You Need to Know About Social Security Disability Income Limits Individuals with disability may be eligible to receive benefits from Social Security, provided they meet the program’s requirements. Apart from medical and employment conditions, Social Security also qualifies individuals based on their financial status. Social Security disability insurance (SSDI) benefits are available for individuals who are not capable of working due to their disability, and for this, Social Security…
founder, corporation that later became Glencore, Marc Rich, was in the Ten Most Wanted listed of the FBI. In 1984 Rudolf Giuliani, ex New York mayor, who then was a US Attorney of Southern New York District Court filed an indictment against Rich for tax evasion, fraud, racketeering and trading with the enemies of the US, specifically Iran. For these crimes he could have been condemned up to 325 years in prison.…
Transforming your Student Visa into Permanent Residency in Australia After completion of the studies, international students can choose to apply for permanent residency. Students can express their interest for applying permanent residency by applying through Australia’s SkillSelect Migration program. SkillSelect is an online service that permits aspiring migrants to lodge an EOI (Expression of Interest) that contains information about the attributes and skills assessed through a point test.…
Since humans could first walk we have been at war with each other over one opinion or another. In the immediate area of conflict, the primary aim is preventing human casualties and ensuring access to the basics for survival: water, sanitation, food, shelter, and health care. While the expenses for these supplies seem costly at first, it is nothing in comparison to the exceedingly high cost of repair of the damage caused once the war has ended.1 Supplies and establishments destroyed, the…
article does very little in presenting the other side of the argument. In one instance, the discussion is on the estate tax also known as the “death tax.” Proponents for the tax believe that “the government can legitimately tax inheritance to ensure equality of opportunity for its citizens” (Maynard, 2015, p. 147). However, those against believe that it is unfair to double tax the citizens (Maynard, 2015). It would be nice to read why it is unfair, and present valid reasoning to this…