Student loan

undergraduate student at University of West Georgia working on a degree in Computer Science and I would like to address you on an issue that has been brought to my attention, the cost of receiving a secondary education. I believe that the price of gaining knowledge shouldn’t lead you into debt. Therefore I’m pleading for you to pass the H.R.678 - Student Loan Relief Act of 2001 into a federal law because it amends the Internal Revenue Code to eliminate the 60-month limit on student loan interest…

be compensated in some way as payment for educating, so there are many ways to do this: obtain grants, scholarships, pay with cash, or take out student loans. However, all of these options are not good. Taking on student loans to pay for college is not a good idea despite when people say a student loan is a good debt because you are learning; student loans can ruin future life plans and be a great burden on…

college could be the worst financial decision they’ve ever made. Education use to be something you did not think twice about. Sadly, that’s no longer the case since student loans have nearly quadrupled since 2004, to just under $1.2 trillion according to the Federal Reserve Bank of New York. However, there are some who claim that student loans are not affecting the economy at all since borrowing and lending money do not make consumer spending larger or smaller it just changes who is doing the…

goals. A. Pay-off Student Loans Specific-In order to be specific on her goal to pay off her student loans she needs to determine who is to be paid, how much is owed, and why she wants to pay off her student loans. Measurable-In order to measure Alice’s goal to pay off her student loans she should keep track of the extent to which the goal has been met. Has she paid her loan down by half? How many payments does she have remaining? Attainable-To ensure her plan to pay off her student loans is…

Alice has many goals that encompass her entire life. Using the S.M.A.R.T. system, let’s take a closer look at each goal to assess its viability and priority. While Alice’s first goal is to pay off her student loan, she must first ensure she can maintain her current living expenses. This is a short term goal that needs to be addressed immediately. It also meets all the S.M.A.R.T. criteria of specific, measurable, attainable, realistic and timely. Alice has addressed this goal by setting aside…

National Student loan debt is a huge issue for many Americans today. If I’ve learned anything in the past four years, it’s to start early. Starting early can mean many things and in many ways can help you be ready for the cost of a college degree. First and foremost, when I say start early I mean in terms of education; setting yourself up to receive grants and scholarships because over time it all adds up. It wasn’t until my senior year of High that I truly understood how important it was to…

Many American students suffer with college debt. The average student that graduates with a bachelor’s degree leaves the university with more than $30,000 in debt. Students that graduate with graduate degrees can end up leaving their universities with more than $100,000 in debt. Living with that type of debt has caused many Americans to put a lot of the plans they had post- graduation on hold. Average people have a hard time paying bills and living day to day already and with the added stress of…

Student loan debt is becoming an ever prevailing topic in today’s society. In the current world, most jobs are requiring a college degree for all their employees. With this change in jobs, more and more young adults have decided to attend college. As the price of colleges continues to rise, many students are forced to take out multiple loans. As stated in the article, there is currently about 1.2 trillion dollars in student loan debt currently in the country; about eight million of all students…

eligible for these loans, students must be registered as a full time or part time student in an institution that is a part of the Direct Loan Program. Another requirement is that student must be in a program that will eventually lead to a certificate or degree. Subsidized Loans are offered to students’ based on individual needs, and this is decided based on the information given when completing FAFSA. Paul Basken states, “The federal government offers subsidized loans to college students both…

The overall details of Student loans interest rates provided by the banks Description: The Students loan interest rates would help the students to fulfill all the education related need and also there are several opportunities that they can avail with easy repayment. There are some important factors that one needs to consider in this regard. Further, there are some important factors that one needs to understand while going through the procedure of getting the students loan. When it comes to…