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What are fidelity surety bonds, and why does your business need them? Fidelity bond insurance can protect your business against dishonest acts by your employees, damage or loss if a contract is not fulfilled, dishonesty by those who administer pension plans, and more. Surety Bonds can protect you against tax liens against your business, or to guarantee payment of utility bills. There are differences between fidelity bonds and surety bonds. Some kinds of fidelity bonds include: Fidelity…

According to a Navient press release, a market leader in student loans, Navient, agreed to buy the Earnest, the fin-tech startup which once aimed to establish a top-notch financial institution, for $155 million in cash. Subject to some regulatory approvals, the deal should finalize by end of the fourth quarter of this year. For Navient, that is a strategic move and a giant step ahead in the student loans business. Since it started working independently from Sallie Mae in 2014, the company has…

RELATED CASES: None. STAT DATA: None. BWC ACTIVATED: N/A. SUPPORT DOCUMENTS: Two Collection Notices, Front/back copy of Counterfeit Checks 2019, 2027, 2028, 2045, 2048, and 2049, Judy Diamnd`s Correspondence, Check Notes, PSO Affadavit of Identity Theft, Photocopy of Judy Diamond`s Florida Driver License. On 07/20/2016, I spoke with Judy Diamond in the District II Lobby of the Pasco Sheriff`s Office in reference to fraudualent use of her personal identification. Ms. Diamond advised…

Variance Decomposition Analysis The Variance decomposition is also used to see the short run dynamic relationship between Bharat and other selected stock markets. The variance decomposition analysis of the selected stock exchanges is presented by the tables from 7 to10. The following tables decompose the returns at the selected stock exchanges for a period ranging from 1 to 10: Table 7: Variance Decomposition of Bharat Period S.E. Bharat H.K. CHINA U.S. 1 0.014078 100 0 0 0 2 0.014455…

Monetizing Stock Gains with "Tax-Engineered Products" You can protect your stock gains and get cash from your stock by using strategies employed by top investment bankers. The techniques can generate six- and seven-figure gains while deferring or eliminating the taxes you'd have to pay if you just sold the stock outright. Deciding whether to lock-in substantial gains is always a problem for investors.Tax-engineered products convert your stocks into cash without selling them and save you up to…

First, overinflated investor confidence spurred over speculation through a trading monopoly and the expansion of the English financial markets, leading to overvalued South Sea Company stock that worsened the condition of the economic bubble. The trading monopoly or Asiento, that was obtained as a result of the Treaty of Utrecht, decreased the unsystematic risk of investment, which led to over speculation that later exacerbated the South Sea Bubble. As the War of Spanish Secession began to…

University of Melbourne – Porters Five Forces 1853 When the University of Melbourne (UoM) was established in 1853, there was only one other competitor in Australia, the University of Sydney . However due to the geographical distance between these two competitors, they appealed to different markets, Victorians and New South Welshmen. Hence rivalry within the industry was nonexistent. Therefore rivalry among existing competitors was a minimal force and did not affect tertiary education in 1853.…

Classified boards may be effected through provisions in a corporation’s certificate of incorporation or in a corporation’s bylaws. Effecting a classified board in the certificate of incorporation maximizes protection to the board because it is more difficult to remove the classified board provision and declassify the board effected in a charter than in a corporation’s bylaws . If a corporation’s certificate of incorporation contains a provision classifying the board of directors,…

Four months into her job as CEO of the third-largest private bank, Shikha Sharma has effected a series of organizational changes in Axis Bank. The bank has now realigned its business into four strategic business units (SBU). The four new SBUs of the bank now are retail banking, SME and agriculture, corporate banking, non-banking retail subsidiaries and corporate centre. Earlier, the bank had a vertical structure with executive directors in charge of retail, corporate banking, mid-corporate and…

CHAPTER I INTRODUCTION A. Basic Information of the Company A.1 Name of the Company Tanduay Distillers, Inc. (TDI) was incorporated in the Philippines as Twin Ace Holdings, Inc. (Twin Ace) on May 10, 1988. The Philippine Securities and Exchange Commission (SEC) approved the change in the corporate name of Twin Ace to Tanduay Distillers Inc. (TDI) A.2 Nature of the Business: Tanduay Distillers Inc. is primarily engaged in, operates, conducts and maintains the business of manufacturing,…