Stock market crash

Ben Lerner Mortgage Advisor San Luis Obispo’s Opes Advisors A longtime resident of San Luis Obispo, California, Ben Lerner earned his bachelor of science in human development with an emphasis on developmental psychology from California Polytechnic State University (Cal Poly). While attending Cal Poly, he competed as a member of the University’s championship cycling team and taught general bicycle education and bicycle safety classes in conjunction with multiple Cal Poly clubs. He went on to…

Investment Philosophy My investment philosophy and strategy was not just investing in a single industry. Instead, I wanted to have a variety of stocks in my portfolio, with investing in multiple different companies from different industries. I tended to gear more towards larger companies that are growing relatively fast. These companies were ones that I was personally familiar with and liked as a whole. Amazon, for example, being the largest ecommerce retailer, I believed would be a pretty good…

For the automobile industry there are four key business drivers that impact market factors: economic conditions, government and regulation, consumer preferences, and technological development (Automotive Industry, 2015). For the automobile industry the economic condition is a positive concept which consumers are more likely to purchase…

mission statement), a description of how the business will be marketed (market research, target demographic, and consumers), financial data (loans, cash flow analysis, and income projections), and how the business will be managed (employment, sales, and sales strategy) (SBA, 2007). Many entrepreneurs put off writing a business plan because they argue that they do not have the time, or it will not be useful because the market changes too fast (SBA, 2007). However, this plan acts as a blueprint…

Last year, we expected volatility in the energy market and a U.S. dollar bull market to be positive for low volatility funds in the United States. The iShares USA Minimum Volatility (USMV) was the top pick for best ETF to buy before 2015, and the fund performed admirably. The fund finished with a gain of 5.45 percent in 2015, which outperformed the 1.25 percent return of the SPDR S&P 500 (SPY). The fund achieved the return with less volatility and a trading range of 10 percent from high to low.…

IV. Result and Analysis Politically Connected Firms Based on in-depth research, we managed to identify a list of stocks that have linked to political parties and leadership. Since in the election in 2014 there are two candidates we divided into Political Winning (Ir. Joko Widodo- M. Jusuf Kalla) and Political Lose (Prabowo Subianto - Hatta Rajasa). As a result, there are a total of 54 firms were identified over a test period of the presidential election in 2014 as politically connected.…

In the global economy, the growth and development of stock market of any country depends on the financial system and economic fundamentals. The well established financial system provides the necessary financial inputs for the production and services. The strong economic policies and economic indicators are support the standard of living of people and influence the growth of an economy. Before, liberalization, privatization and globalization, most of the economy as consider as closed economy, the…

their own affairs by maintaining control over the use and disclosure of their private information. 63 Jaffee v. Redmond, 518 U.S. 1, 10 (U.S. 1996). 64 Summary of the HIPAA Privacy Rule, supra note 50 (citing civil penalties ranging from $100 to $50,000 or more per violation and criminal penalties of up to $50,000 and one-year imprisonment, or more, depending on the nature of the violation). 65 Summary of the HIPAA Privacy Rule, supra note 50. 66 Summary of the HIPAA Privacy Rule, supra note 50.…

“Stuff your eyes with wonder, he said, live as if you'd drop dead in ten seconds. See the world. It's more fantastic than any dream made or paid for in factories ” (150). No one in Montag’s world is truly alive. They all go through life like the undead, completely unaware of their surroundings. They never stop to appreciate life and everything that makes it wonderful. This is the world of Fahrenheit 451 by Ray Bradbury, a dystopian science fiction story that takes place in a not so distant…

did Bernard Madoff does it. He was a chairman of the National Association of Securities Dealers Automated Quotations. He had been an exceedingly successful businessman and had become very renowned in the financial world and a prosperous receiver of stock trading profit. He can just continue working on his company, but he decided to scam. What the reasons that drive him to destroy his morality were? In my opinion, because of the voracious of being human, the money and self-interest must be the…