State fair

A Glimpse into Buying your First Home 1. Intro Envisioning your life after college began from the beginning you drew your first home. In elementary school, art skills are put to the test to bring the house we aspire to have out from our imaginations and onto a white rectangular sheet of paper. The teacher would ask everyone to raise their drawings up for the class to see. All were unique, yet most with the same nonchalant design: a square base, door, one or two windows, and triangular roof.…

Drugs I’ve never done drugs and so far no one at Appalachian has ever pressured me to do them. Though after reading the Naked Roommate I learned that if I have friends who do drugs I will eventually start doing them myself. Drugs are something I don’t want in my life, so while in college I have to be smart about who I chose to hang out. I have to keep myself from situations were drugs might pop up. Another lesson I learned about drugs is that if I’m ever going to do them it should be in a safe…

Throughout grade school it was drilled into us the importance in learning how to save and the need to create a budget to assure one’s future. Like, most teenagers we discarded the idea of needing a budget and spent as much as possible on unnecessary luxuries. They say knowledge is power, so that means that budgeting can help assist in creating that knowledge. When your able to create a true budget, you are able to force yourself to see what your expenses are. Creating a budget line allows one…

determine whether you get a good job, a decent apartment, a deal on a cell phone, low or no deposits on your utilities and reasonable rates on your health, car and home insurance. Barry Paperno, manager of customer service for credit-scoring company Fair Isaac, which created the widely used FICO credit score, says, "When it comes to mortgages, auto lending, and credit cards, the higher your score, the lower the interest rate you're going to pay." Bad credit will cost you money. Your credit…

theft it talks about how vital protecting clients information private is, but there is often breaches that cannot be prevented (Kess, S., Grimaldi, J. R., & Revels, J. J. (2017). Identity Theft. CPA Journal, 87(1), 66-68.). The article also goes on to state that being prepared is the best cure for identity theft, even though it is now considered to be a fact of life there are many steps that can be taken along the road of recovery (Kess, S., Grimaldi, J. R., & Revels, J. J. (2017). Identity…

Identity theft is a crime that involves a person/imposter taking control of yours or another person’s personal information for the purpose of impersonation. The information obtained by the other can be Social Security number or Driver’s license number which is used to use your identity as their own, also known as identity fraud. The fraud committed can involve making purchases using the victim’s credit card details, opening bank accounts using the victim’s name, conducting illegal…

Identity theft and credit fraud seem to be a common dilemma in our society. After looking over the PowerPoint and doing research, I learned that identity theft can have more negative impact on your life than credit fraud. When your credit card is stolen, all a thief can do is max the card out or open another account. If you’re a victim of credit fraud, sometimes the credit card company alerts you of any unauthorized purchases or unusual spending amount, which prevents further damage from…

Have you ever had something stolen from you? Did you feel sad and respected? Whether it was a wallet getting stole or a million dollar painting, they both have something in common. They both are missing and that’s the important part. When dealing with theft, the officers have to do a lot to try and find the stole thing. In the articles, both of the cases contain work from the FBI. While dealing with a case like that, there is a lot of challenges the FBI and the police have to go through. While…

Understanding the LL Bean Credit Card In the United States, the top five spends for credit cards are clothing, gas, dining out, travel, and groceries. Credit cardholders are using credit cards like cash, which is why 33% of American households have credit cards. These days credit card companies are teaming up with retail outlets to marketing their credit cards better. LL Bean, a privately-held, American mail-order and retail company partnered with Visa to offer a credit card that can be used…

The gig economy is an economy that focuses on short-term engagements. In this economy, employees become independent contractors or “micro-entrepreneurs” who work when they want and how they want. This nontraditional work environment is not new to the American economy. In fact, the practice of out-bidding others for jobs can be traced back to the first half of the 20th century (Anderson). However, researchers point to smartphone apps and online marketplaces as the instigators of the sudden…