Smart card

A Glimpse into Buying your First Home 1. Intro Envisioning your life after college began from the beginning you drew your first home. In elementary school, art skills are put to the test to bring the house we aspire to have out from our imaginations and onto a white rectangular sheet of paper. The teacher would ask everyone to raise their drawings up for the class to see. All were unique, yet most with the same nonchalant design: a square base, door, one or two windows, and triangular roof.…

murdered by the Taliban. And after I confronted him about it he replied that he didn’t like to talk about it much and he felt that it was his duty to avenge his family by killing as many Taliban as he could. We stayed talking night after night playing card games the remainder of my time there. On my departure I remember what he said. “You are my friend, and I will miss you.” As I arrived back in the United States I realized that the experiences I had faced while I was in Afghanistan had changed…

Mortgages, car loans, student loans, and having a baby are all situations that can drive people to the overwhelming doom of debt. Debt is mostly overlooked for the simple reason that people find it normal to have certain types of debt like car and mortgage payments. Debt is sometimes very difficult to escape, especially if one does not manage money wisely. Two of the most common reasons many people get in debt is because they do not save money for unforeseen expenses, or because they tend to…

many, and for these reasons. Payment cards, such as credit and debit cards, allow more consumer freedom. The production and circulation of paper bills adds more to consumer bills in terms of marginal fees, which nobody wants to pay. Also, payment cards are safer for consumers opposed to cash. Because payment cards are economically friendly and are coupled with supporting technology, a cashless economy…

tax point, is the additional costs associated with credit card fees and interest. Once again, being aware of how much you are going to end up paying on your credit card, if not paid off in a timely fashion, loses the great deal you just received on your purchase. After considering all of these factors (and you have not back out of the purchase at this point!) you will then complete your…

the refrigerator must be replaced, someone falls ill or a car needs a costly repair, many people must take on a debt of some type to cover the expense. Although credit cards are popular for such emergency expenditures, an installment loan can be a better option. Why Installment Loans Are Viable Alternatives to Credit Cards Credit cards are a type of revolving credit. The issuer assigns a credit limit to your account, and you can make purchases up to that limit. Your account balance…

If they choose to discontinue their subscription, they will need to follow the procedure provided by Amazon on their website. If they decide to renew their Prime Membership, they will need to provide another payment from an authorized credit card transaction. Risk Evaluation and Matrix We have identified three possible risks for sales and collection of Amazon Prime: Abuse of student membership, Multiple users using a single membership, and Abuse of the free trial by using multiple emails. These…

preference between a debit card and a credit card? Some people may like the debit card better, and some people may prefer the credit card; I prefer the debit card. It is not because one is better than another; instead, it is because these two types of cards have their own specific characteristics, and the debit card’s characteristics fit me better. Thus, comparing these two cards’ features, people will choose one over another and find their best fit according to the two cards’ differences,…

The economic downturn over the past few years has really been hard on people of all status, socio-economic background and race. It’s hard to envision an America without the beautiful home and pick-it fence, but the reality of it is that most American families do not have that vision right now. With the beginning of a new day came a way to overcome this sad reality though. The economy is on the rise I believe and with that more people, boomerang buyers, are able and eager to get back into owning…

So many Americans have looked at buying a house, but what if you aren’t ready to commit to that house just yet? Many people have taken out loans/mortgages just to offer a house they think they want to live in for the rest of their lives. Not all of those people actually can keep up with their payments, or really want to live in that house for the rest of their lives. Whether it be because they have to relocate due to their job, or something they have a family situation that involves them to…