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There are several definitions of Operational Risk which follow a similar theme. For example "Operational Risk is the risk that deficiencies in information systems or internal controls will result in unexpected loss. The risk is associated with human error, systems failure and inadequate procedures or controls" (Basel, 2000) "Operational Risk is the risk of direct or indirect losses resulting from inadequate or failed processes, people, and system or from external events" (Basel, 2001) A…

Data is the collection of findings that help to elaborate statistics. Statistics are presented in several ways including tables, graphs and charts or it could also be exposed in a written report. Statistics gives us the interpretation and analysis of the collected data. Health care providers such as the NHS, uses processed collected data from Health and Social Care Information Centre (HSCIC) which firstly was sent to them by local councils and primary care trusts through Deprivation of Liberty…

The name given is Karim Bin Rashid. He was born in Cairo, Egypt. He is an industrial designer originating in Egypt and his birth in Canada. He was born in 1960 and in 2017 his age grew at 57 years. Now he lives in Cairo, Egypt. He has produced many products from his own designs or ideas. Among the designs that have been produced are luxury items, furniture, lighting, surface design, brand identity, packaging and so on. Thus, he has been awarded the title of Time Magazine which has described it…

Ultra Vires is a Latin word which literally means, ‘beyond the power’. In legal parlance it is used to describe when a person, whether natural or artificial, or a body have acted beyond the power granted to them by law. This phrase is widely used in different branches of law; in Administrative law it is mainly used with respect to an administrative body. In Criminal law it is used with respect to law enforcement agencies, in Company law it is used with reference to the corporate capacity of a…

accumulating his/her incentives and receive them at the end of the year with interest. Due to the dynamism in the industry, the company started a part of the salary increase linked with individual performance in order to motivate their employees for high and better performance. Currently, approx. 6-8% of the compensation provided is variable which can be increased by the company over a period of time. The review of the appraisal system of Tata Motors was conducted in order to analyse employee’s…

A firm can finance their investments using two financing types, debt or equity. For more than half a decade, scholars have been debating about the optimal amount of debt and optimal amount of equity that maximize the market value of a firm. Capital structure is defined as the type of the funds, equity capital or debt capital, a company uses to finance its operations and investments. According to a survey among CFOs of 392 companies, only 19 percent of the companies avoid having a target capital…

Name: Morad Hijazin Course Number: ECON 5F70 040, Semester: Summer 2016 Assignment Name: Unit 4 Application Application: Explain why monopolistic competitors earn only a normal profit in the long run. Provide an industry example to illustrate your explanation. As we know in the monopolistic competitors the firms are price makers, we are talking about big businesses that control the whole market, and the barriers to enter their industries are very difficult. Now the firms in long-run at the…

The turners reside in a state that requires them to pay a state income tax. Currently their federal income tax rate is 25% and their state income tax rate is 6%. Historically Alan has prepared the couples taxes and claimed the standard deduction (12,600). Elyse would like to know if it is more beneficial to continue to do this or do an itemized deduction. Recommendation: My recommendation would be to do itemized deductions vs. the standard deduction. In reviewing your cash flow statement…

1.1 Mission Australia Throughout this feasibility study, Mission Australia will undergo assessment of their HRM and Finances within the Stretton/Brisbane area. Mission Australia is a not-for-profit organisation as its sole objective is not to make sales or gain profit but rather to help its intended cause which is to meet human need. 2.1 Sourcing Finances Mission Australia sources finances through individual supporters, corporate partners and philanthropic foundations. Major corporate partners…

I will be conducing a leverage-debt ratio. A leverage debt ratio is used to measure the degree to which a firm relies on borrowed funds in its day to day operations. Conclusively, a firm that takes too much debt could experience problems repaying lenders or meeting their promises to shareholders. The ratio measures to what extent the company is financed by borrowed funds that must be repaid. Per the financial statement of Canadian Tire, specifically the balance sheet Canadian Tire’s total…