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    In today’s financial world, there is one ultimate driving factor, and that is money. Money is the ultimate driving factor in the financial world. Many individuals working within the financial sector get influenced by the idea that making profit is the main priority regardless of the costs that could be incurred. One of the biggest cost that can be incurred is deregulation. The issue of deregulation has caused a divide amongst society. Many push for regulation because they fear that risky actions…

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    Mammut Case Study

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    Mammut appears semi-annually on two major trade fairs in Germany. TheThe basic stand design was created in 2007 and remained more or less the same until today, having only slight adaptions in the design and the amount of products presented. Mammut defined two major goals when it comes to their trade fair appearance. First, to ideally represent their brand values and second, to strengthen their brand awareness. The selection on what is presented on the stand is subject to meetings between the…

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    Straight Line Model Essay

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    The learning curve phenomenon was first originated in the aircraft industry (Wright, 1936). This study introduced the straight line power model which states that the cumulative average time taken to finish a specific activity decreases by a constant rate whenever the number of repetitions is doubled. Later, in the 1940’s, after World War II, the learning curve received more attention. At this time, the Stanford-B model was introduced as a modification of the straight line power model (Stanford…

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    Patrick of Ireland: His Life and Impact. By Michael A. G. Haykin. Fearn, Tain: Christian Focus Publications, 2014, xi + 98 pp., $12.00. Patrick of Ireland: His Life and Impact, a book which pictured the life of St Patrick through the eyes of Michael A.G. Haykin. Through all the information gathered by Haykin, he’s able to show the reader that Patrick, even though different committed himself to missions, evangelism, and Scripture. The purpose of the book review is to prove that Haykin…

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    Pifaro System Case Study

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    REL-1: The mean time between failures of the Pifaro system components shall be at least 200 hours. REL-2: No more than 5 experimental runs out of 1,000 can be lost because of system failures. 6.6.2 Robustness ROB-1: The system shall able to correct minor typing errors on PURL address and direct users to correct URLs. ROB-2: If the system fails before users successfully create and save PURLs to the system, the system shall recover it being edited as of, at most, one minute prior to the failure…

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    The term invest itself is related to allocating money in the expectation to get some benefit in the future. In finance, this benefit can also be called a return. It may consist of capital gain and/or investment income, including interest, dividends, rental income etc. Generally, investment results in acquiring an asset. In case the asset is available at a price worth investing, usually it is expected either to appreciate in value, or to generate income. Normally investors expect higher returns…

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    Cost Accounting Case Study

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    As a big multinational company, the Bosch Group owns the diversification throughout various divisions and business units that make the company different in terms of their return on sales and employment of funds. Hence, any analysis of profitability and attractiveness based solely on the return on sales is inadequate. That is the reason the company applies a value-based management concept with OVC (Operating Value Contribution) serving as the key performance indicator. OVC measures whether the…

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    Financial Literacy Essay

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    1. Introduction The Consciousness of the people on financial literacy in decision-making initially becomes inspirations to this essay. Diversification of financial instruments and the complexity of procedure lead to the people realize on crucial role of financial knowledge. The Financial literacy concept is extensively acknowledged as a pivotal element within many areas of life when people begin to enter the modern global market, such as become an entrepreneur, an investor, or an officer. In a…

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    Securitization Case Study

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    1. Explain how a securitization process works. What are the main risks arising from a securitization process for the originator, the SPV and investors? Identify them and explain in what they consist of. Explain also what a CDO is and which risks may be identified for all parties involved in its structuring and/or trading Securitization is the process of creating, through financial engineering, an illiquid asset into a security. Subprime Loans are examples of illiquid assets. During the process,…

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    This principle given by Vilfredo Pareto, an Italian sociologist and economist, is also known as 80/20 rule. Understanding this rule can help you to stop procrastinating. Originally, Pareto derived his 80/20 rule on the observation that 80% of Italy’s wealth then belonged to just 20% of the Italian population. By extension, the rule has been applied to all aspects of human endeavor. For instance, it’s the  20 percent of the effort that produces the 80 percent of the result  20 percent of the…

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